109 N CAUSEWAY, New Smyrna Beach, FL, 32169 | $1,200,000

Under contract-accepting backup offers. Choose Your Own Adventure at 109 N Causeway. If your next move is all about visibility, walkability, and being right in the pulse of downtown New Smyrna Beach, this is where the story starts. If you want a location that captures locals, beach traffic, and downtown energy, you’re positioned in a high-visibility, high-traffic corridor just minutes from the ocean—and you’re B2-zoned, opening the door to a wide range of business uses including restaurant, bar, nightclub, retail, café, professional office, or a creative mixed-use concept. Now choose your business path: if you need a solid footprint that’s ready to flex with your plan, you’ll appreciate 1, 982 SF in a concrete block structure with a layout that supports customization without starting from scratch. Inside you’ll find two bathrooms, a private office with storage, and a kitchen option, giving you practical pieces already in place. If your concept thrives on speed and volume—food, beverage, service-forward operations—here’s a rare downtown advantage: potential drive-thru capability, a standout feature in the core and a serious opportunity for efficiency and added revenue (buyer to verify requirements and approvals). If “parking is the make-or-break” in downtown, you’ll love having 25 on-site parking spaces, an edge that’s hard to find and easy to monetize. If peace of mind matters, the big-ticket items are already addressed with a new roof (2018) and an active termite bond with Massey. And if you’re thinking long-term value, there’s upside ahead—potential to add a second story, expanding your square footage and possibly unlocking water views depending on design and approvals (buyer to verify feasibility). Finally, if flexibility helps you get a deal done, this opportunity offers multiple routes to ownership and operation with owner financing or leasing options available. If you’re ready for a commercial address with exposure, versatility, and real upside in downtown New Smyrna Beach, come explore 109 N Causeway and choose the direction your business takes next.

Features

  • Property Type: Mixed Use
  • Construction: Concrete
  • Garage: 19 to 30 Spaces
  • Levels: 1
  • Cooling: Central Air
  • Year Built: 1985
  • Approx Sq. Feet: 1,758
  • Acreage: 0.64
  • Est. Taxes: $13,017
  • MLS#: NS1086820
  • Days on Market: 103 days
  • Website: https://www.raveis.com
    /prop/NS1086820/109ncauseway_newsmyrnabeach_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 6/3/2026 11:47:08 AM)
Listing courtesy of ENGEL & VOLKERS NEW SMYRNA   Phone: 386-213-6899

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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109 N CAUSEWAY, New Smyrna Beach, FL, 32169

$1,200,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $960,000 $960,000 $960,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.875% 6.125% 6.000%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.312% 6.235% 6.183%
Monthly Tax Payment $1,085 $1,085 $1,085
H/O Insurance Payment $125 $125 $125
Initial Principal & Interest Pmt $5,679 $5,833 $8,101
Total Monthly Payment $6,889 $7,043 $9,311

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.