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Under contract-accepting backup offers. Choose Your Own Adventure at 109 N Causeway. If your next move is all about visibility, walkability, and being right in the pulse of downtown New Smyrna Beach, this is where the story starts. If you want a location that captures locals, beach traffic, and downtown energy, you’re positioned in a high-visibility, high-traffic corridor just minutes from the ocean—and you’re B2-zoned, opening the door to a wide range of business uses including restaurant, bar, nightclub, retail, café, professional office, or a creative mixed-use concept. Now choose your business path: if you need a solid footprint that’s ready to flex with your plan, you’ll appreciate 1, 982 SF in a concrete block structure with a layout that supports customization without starting from scratch. Inside you’ll find two bathrooms, a private office with storage, and a kitchen option, giving you practical pieces already in place. If your concept thrives on speed and volume—food, beverage, service-forward operations—here’s a rare downtown advantage: potential drive-thru capability, a standout feature in the core and a serious opportunity for efficiency and added revenue (buyer to verify requirements and approvals). If “parking is the make-or-break” in downtown, you’ll love having 25 on-site parking spaces, an edge that’s hard to find and easy to monetize. If peace of mind matters, the big-ticket items are already addressed with a new roof (2018) and an active termite bond with Massey. And if you’re thinking long-term value, there’s upside ahead—potential to add a second story, expanding your square footage and possibly unlocking water views depending on design and approvals (buyer to verify feasibility). Finally, if flexibility helps you get a deal done, this opportunity offers multiple routes to ownership and operation with owner financing or leasing options available. If you’re ready for a commercial address with exposure, versatility, and real upside in downtown New Smyrna Beach, come explore 109 N Causeway and choose the direction your business takes next.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$1,200,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
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|---|---|---|---|
| Loan Amount | $960,000 | $960,000 | $960,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.125% | 6.000% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.312% | 6.235% | 6.183% |
| Monthly Tax Payment | $1,085 | $1,085 | $1,085 |
| H/O Insurance Payment | $125 | $125 | $125 |
| Initial Principal & Interest Pmt | $5,679 | $5,833 | $8,101 |
| Total Monthly Payment | $6,889 | $7,043 | $9,311 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.