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Rare good deal for boaters! Avoid costly marina fees by docking your boat at your assigned 40’ DOCK SPACE (sailboat water). Welcome to top-floor 2-BR, 2-BA waterfront condo, ideally located in historic Cortez, & only a few blocks from sugar-sand beaches of Anna Maria Island. This well-maintained residence *sustained no hurricane damage* and offers the ultimate Florida boating lifestyle with direct access to the Intracoastal Waterway, Tampa Bay, the Gulf of Mexico, and Sarasota Bay. Begin mornings with coffee on the front lanai and unwind in the evening in the Florida room featuring full sliders that were upgraded with power hurricane shutters for energy efficiency and added storm protection. Enjoy spectacular canal and dock views, stunning sunsets, and frequent manatee sightings. The recently renovated gourmet kitchen showcases quartz countertops, contemporary cabinetry with soft-close drawers, a large workstation sink, stainless steel appliances, LED lighting, ceramic flooring, and a full pantry. The spacious primary suite offers canal views, slider access, and an expanded walk-in closet with pull-down attic storage. The bright guest bedroom is generously sized and currently used as a home office. Both bathrooms have been upgraded with new plumbing and granite vanities. Additional highlights include floating living room shelving, tube-style skylights in the kitchen and guest bath, two assigned under-building parking spaces, a private lockable storage room, and overhead kayak storage. Smugglers Landing Condominium Association is nestled on quiet residential streets and features TWO heated pools, a hot tub, tennis/pickleball court, clubhouse, fitness room, and a private sailboat-water canal. Two popular waterfront restaurants are just blocks away. The association successfully completed the state-required engineering studies. Minutes to beaches, shopping, and dining — this **waterfront boating paradise** is ready to welcome you home. Interested? Don't wait. . .
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$549,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $439,920 | $439,920 | $439,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.500% | 5.990% | 5.125% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.285% | 6.132% | 5.415% |
| Monthly Tax Payment | $299 | $299 | $299 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,498 | $2,635 | $3,508 |
| Total Monthly Payment | $2,888 | $3,025 | $3,898 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.