5542 SPANISH MOSS COVE, Bradenton, FL, 34203 | $395,000

Cash Only! Price Improvement! Seller motivated! Discover the exquisite charm of this exceptional home nestled in the exclusive, gated community of Moss Creek—an opportunity not to be missed! This stunning two-story residence features three spacious bedrooms and 2. 5 elegant bathrooms, + a den/office perfectly designed for luxurious living and entertaining.

Key highlights include:
Community Features: Moss Creek is a hidden gem among just 100 single-family homes, offering low HOA fees and no CDD fees, making it an enticing choice for discerning buyers.
Interior Grace: Step into the grandeur of the foyer, leading to a beautifully open floor plan that exudes warmth and sophistication. The kitchen boasts premium quartz countertops and a chic subway tile backsplash, overlooking the dining area and living room—ideal for hosting unforgettable gatherings.
Versatile Spaces: The upstairs loft provides a perfect flex room for game nights or unwinding, while the split floor plan ensures privacy—featuring a luxurious primary suite with an en suite bathroom on the ground floor and two additional bedrooms upstairs.
Community Amenities: Enjoy the delightful community pool, a serene oasis for relaxation and socializing with neighbors.
Prime Location: Perfectly situated near UTC, with convenient access to highways, the airport, and equidistant from the pristine shores of Lido and Bradenton beaches, this location offers the best of both convenience and leisure.
This home seamlessly blends elegance, comfort, and convenience—trace your path to luxury living. Don't let this rare opportunity slip away. Schedule your showing today!

Features

  • Amenities: Pool
  • Rooms: 6
  • Bedrooms: 3
  • Baths: 2 full / 1 half
  • Laundry: Electric Dryer Hookup, Inside, Laundry Room, Washer Hookup
  • Year Built: 2019
  • Garage: 3-car Driveway, Garage Door Opener, Tandem
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 2,409
  • Acreage: 0.12
  • Est. Taxes: $5,205
  • HOA Fee: $457 Quarterly
  • Elem. School: Tara Elementary
  • Middle School: Braden River Middle
  • High School: Braden River High
  • Pet Policy: Yes
  • Appliances: Dishwasher, Electric Water Heater, Microwave, Range
  • MLS#: A4674608
  • Days on Market: 148 days
  • Website: https://www.raveis.com
    /prop/A4674608/5542spanishmosscove_bradenton_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/26/2026 11:59:15 PM)

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Esin Susol TeamSales Associates

857.350.0921

EsinSusolTeam@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

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To learn more about our credentials, visit raveis.com today.

Kate RockettRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 1500191

617.281.4872

Kate.Rockett@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
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Nicole DelaneyInsurance Sales Director, William Raveis Insurance

781.724.3515

Nicole.Delaney@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

5542 SPANISH MOSS COVE, Bradenton, FL, 34203

$395,000

Esin Susol Team

Sales Associates

William Raveis Real Estate

Phone: 857.350.0921

EsinSusolTeam@raveis.com

Kate Rockett

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 617.281.4872

Kate.Rockett@raveis.com

NMLS Mortgage Loan Originator ID 1500191

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $316,000 $316,000 $316,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.125% 6.490% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.424% 6.628% 5.933%
Monthly Tax Payment $434 $434 $434
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,920 $1,995 $2,624
Total Monthly Payment $2,429 $2,504 $3,133

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.