521 MANDALAY AVENUE, #907, Clearwater Beach, FL, 33767 | $1,495,000

LOCATED ACROSS THE STREET FROM THE WHITE POWDER-SOFT SANDS OF WORLD-RENOWNED CLEARWATER BEACH, AND BOASTING AMAZING WATER VIEWS BY DAY AND THE DAZZLING LIGHTS OF CLEARWATER/CLEARWATER HARBOR BY NIGHT, THIS LUXURIOUS 9TH FLOOR RESIDENCE DELIVERS AN UNFORGETTABLE, COSMOPOLITAN APPEAL AND EXCEPTIONAL 5-STAR RESORT-CLASS AMENITIES! Welcome to Bell Harbor, a meticulously-built community designed to make you feel the pampered, lavish, lifestyle of Clearwater Beach! Large, well-appointed lobby introduces you to a living concept with just 4 residences per floor and no shared walls – delivering privacy and quietness to your gorgeous split-bedroom floorplan condominium. Fine crown moldings, plantation shutters and meticulously upkeep give this home a fresh inviting allure. The elegant entry foyer opens to a fine great room area overlooking the waterfront. Step out to the 27ft-wide covered balcony and enjoy sweeping views of the Intracoastal Waterway. The open kitchen features beautiful granite surfaces, extensive cabinetry storage, a multi-level breakfast bar and a casual dining nook that looks out to the waterfront. The owner’s suite overlooks the water, has private balcony access and has a walk-in closet with closet system. The exceptional owner’s bath contains two separate vanities and a sizable walk-in shower enclosure with seating bench. 2nd and 3rd bedrooms are lovely in their appointments and finishes (3rd bedroom offers a large walk-in closet). You’ll appreciate the in-unit laundry, generous additional in-unit storage, and a private/locked storage facility. Belle Harbor provides truly remarkable amenities that include a huge waterfront pool and spa, a brilliant under-cover lounging area with dual-sided fireplace, large fitness center, steam room and sauna facilities, and a stunningly-plush waterfront clubhouse with bar, kitchen, fireplace and balconies overlooking the marina. In addition, your building has its own luxurious social room with pool table, extensive seating, and a lavish bar and kitchen. 24-hour security, kayak storage, bike storage and so much more. Belle Harbor is an extraordinary community that is a short walk to dining, shopping and entertainment. Not to be outdone, THIS RESIDENCE COMES WITH ITS OWN BOAT SLIP, SHORE POWER AND AN IMPRESSIVE 25, 000 LB BOAT LIFT CAPABLE OF HOLDING A 42FT CRUISER – enabling easy boating access to the intracoastal waterway and the Gulf. Dimensions are estimates, buyer to verify dimensions. This is a fantastic value in a great location with a premium boat slip!

Features

  • Elevator: Y
  • Heating: Central, Electric
  • Cooling: Central Air
  • Levels: 13
  • Amenities: Clubhouse, Elevator(s), Fitness Center, Gated, Pool, Security
  • Rooms: 3
  • Bedrooms: 3
  • Baths: 2 full
  • Laundry: Electric Dryer Hookup, Inside, Laundry Room
  • Complex: BELLE HARBOR CONDO
  • Year Built: 2004
  • Approx Sq. Feet: 1,920
  • Acreage: 3.46
  • Est. Taxes: $22,217
  • Condo Fee: $1,510 Monthly
  • Lot Desc: Flood Insurance Required, FloodZone, City Lot, In County, Landscaped, Near Marina, Near Public Transit, Sidewalk
  • View: Water
  • Elem. School: Sandy Lane Elementary-PN
  • Middle School: Dunedin Highland Middle-PN
  • High School: Clearwater High-PN
  • Pool: Deck, Gunite, Heated, In Ground, Lighting, Outside Bath Access, Tile
  • Pet Policy: Cats OK, Dogs OK, Yes
  • Appliances: Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
  • MLS#: TB8454683
  • Days on Market: 1 day
  • Website: https://www.raveis.com
    /prop/TB8454683/521mandalayavenue_clearwaterbeach_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 1/12/2026 6:32:48 PM)
Listing courtesy of CENTURY 21 JIM WHITE & ASSOC   Phone: 727-367-3795

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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521 MANDALAY AVENUE, #907, Clearwater Beach, FL, 33767

$1,495,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $1,196,000 $1,196,000 $1,196,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.500% 6.000% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.241% 6.121% 5.979%
Monthly Tax Payment $1,851 $1,851 $1,851
H/O Insurance Payment $125 $125 $125
Initial Principal & Interest Pmt $6,791 $7,171 $9,932
Total Monthly Payment $8,767 $9,147 $11,908

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.