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Presented by
Inga Puzikov |
PGI WATERFRONT HOME W/QUICK BOATING ACCESS & SOUTHERN REAR EXPOSURE - Set on a quiet, double cul-de-sac street in the heart of Punta Gorda Isles, this 3 bed/2 bath waterfront home is looking for a new owner who wants to start living their Florida dream. With 77 feet of seawall, southern rear exposure, and quick boating access to Charlotte Harbor, the essentials are firmly in place—keep your boat docked in your backyard and reach open water in under 10 minutes. Inside, tile flooring runs throughout the home, providing a the perfect, low maintenance backdrop that’s easy to personalize. The layout includes an L-shaped formal living and dining room plus a separate family room, offering defined yet flexible living spaces. Large windows and multiple sliding glass doors fill the home with natural light and frame views of the pool and canal beyond. The family room is highlighted by soaring cathedral ceilings with exposed wood beams, adding architectural interest and a sense of spaciousness. The kitchen opens to both the family room and breakfast area, creating a practical flow for everyday living. Granite countertops, stainless steel appliances, ample cabinetry, and a built-in desk in the breakfast area provide a practical workspace overlooking the pool and canal. The split-bedroom design allows privacy for owners and guests. The primary suite offers generous space, vaulted ceilings, and an en-suite bath with a dual-sink granite vanity and tiled walk-in shower. The guest rooms share an updated hall bath. Outdoor living is where this property truly shines. The screened lanai features a covered seating area overlooking the large in-ground lap pool with attached spa. Southern rear exposure floods the lanai with sunlight throughout the day, making this an ideal setting for poolside relaxation or quiet evenings outdoors. Beyond the lanai, the dock and seawall place world-class fishing and boating just steps from the back door. The seawall is maintained by the city of Punta Gorda ensuring one less thing to worry about. Additional features include a NEW A/C system (2022), accordion shutters on the lanai for hurricane protection, a screened front entry that allows for tropical cross breezes, and an attached two-car garage with epoxy flooring and added storage. Punta Gorda has an active art & music scene in addition to boating, golf, tennis, pickleball & kayaking clubs. Discover why Punta Gorda is consistently rated as one of the best places to live. Located just minutes from downtown Punta Gorda, Fishermen’s Village, waterfront dining, parks, and more. There's no HOA, but residents may join the Punta Gorda Isles Civic Association which hosts a variety of clubs - name your hobby and there's probably a club or group that's waiting for you. Whether your vision includes boating, fishing, poolside living, or updating over time to suit personal taste, this home provides the location, layout, and waterfront access to build your Florida dream. Make an appointment today.
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Our Executive Mortgage Banker:
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$669,000
Sales Associate
William Raveis Real Estate
Phone: 617.335.6229
Inga.Puzikov@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 617.281.4872
Kate.Rockett@raveis.com
NMLS Mortgage Loan Originator ID 1500191
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $535,200 | $535,200 | $535,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.000% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.374% | 6.524% | 5.866% |
| Monthly Tax Payment | $471 | $471 | $471 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,209 | $3,339 | $4,409 |
| Total Monthly Payment | $3,772 | $3,902 | $4,972 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.