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The Ridgewood Association offers exceptional value in a super convenient Fairfield location. Just minutes to the Fairfield Metro station, located in between I95 and the Merritt Pkwy. An easy drive to downtown or Black Rock Turnpike amenities. The natural exteriors are enhanced by zen garden courtyards and mature trees. Sidewalk access to Fairfield Warde HS and McKinley Elementary plus playground, tennis courts, running track, baseball and soccer fields and more. 151 is a townhouse style unit with two bedrooms and one and a half baths. The main level has vinyl wood plank floors, an updated white galley kitchen, dining area and a family room that walks out to an elevated deck, plus a half bath, two pantries and a coat closet. The second floor bedrooms are very good size with spacious double closets. Off the hall there is a full size laundry / utility room and two additional storage closets plus a full bath. The unit comes with one assigned parking space. There is guest parking available and on street parking. Monthly common fees of $535 include heat (gas), water, trash and landscaping/snow removal, which means you only have an electric, cable/wifi and tax bill. Up to two pets are allowed - only one dog per unit (no weight limit). 8 out of 36 units are rented. Town beaches, parks, trails, etc are exceptional. Fairfield offers something for everyone and this is a great place to start or downsize.
| Type | Description | Level |
|---|---|---|
| Bedroom 1 | Wall/Wall Carpet | Upper |
| Dining Room | Vinyl Floor | Main |
| Kitchen | Pantry,Vinyl Floor | Main |
| Living Room | Vinyl Floor | Main |
| Primary Bedroom | Wall/Wall Carpet | Upper |
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
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Our Executive Mortgage Banker:
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For homebuyers and sellers, our Attorney Network:
$400,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $320,000 | $320,000 | $320,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.500% | 5.990% | 5.125% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.285% | 6.132% | 5.415% |
| Monthly Tax Payment | $340 | $340 | $340 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,817 | $1,917 | $2,551 |
| Total Monthly Payment | $2,232 | $2,332 | $2,966 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.