27 Forest Trail, Ridge, NY, 11961 | $539,999

Unique, Beautifully Updated Home Located Just Minutes From Lake Panamoka. Join the Civic Association For A Nominal Fee & Enjoy Fishing, Boating, Sunbathing, The Events Pavilion, & More! A Major Renovation Was Completed In 2014, Including The Garage Conversion. Town Records List The Lot As Approximately 100ft X Variable. Upon Entry, You Are Greeted By A Spacious & Open Eat In Kitchen. The Kitchen Features an L-Shaped Granite Counter With Room For Bar Seating, Unique Backsplash, Drop Lighting, Atrium Window, 1Yr Old Fridge, Vaulted Ceiling, Skylight, Tile Flooring, Separate Dining Area, & Slider Leading To Deck. Lovely Dining Room With Beamed Vaulted Ceiling, Natural Lighting, Skylight, & Hardwood Flooring. Large Living Room With Woodburning Fireplace, Hardwood Flooring, Cathedral Ceiling, Skylight, & Bay Window. Barn Doors Lead Into A Huge Great Rm With Cathedral Ceiling, Wall Of Windows, Ceiling Fan, & Updated Wood-Like Laminate Flooring. The Great Room Leads To The Primary Bedrm Ensuite Which Offers A Cathedral Ceiling, Updated Wood-Like Laminate Flooring, Wall Of Closets, Ceiling Fan, Slider Leading To Deck, & A Private Updated Bath Featuring Cedar Accents, Walk-In Tiled Shower With Mosaics, Pedestal Sink, & Tile Flooring. This Entire Layout Is Also Ideal For A Mother In-Law Suite With Private Entrance. There Are Also 2 Additional Spacious Bedrms With Hardwood Flooring, Ceiling Fan, & Ample Closet Space. The Laundry Area Is Located In The Main Hall & Is Equipped With Stainless Steel Front-Loading Washer/Dryer (Apprx 5Yrs Old). The Main 5Yr Young Bath Has Intricate Tilework, Clawfoot Tub, & Unique Vanity With Vessel Sink. Part Attic & Part Basement With Outside Separate Entrance Provide Extra Storage Space. The Spacious Backyard Features An Above Ground Pool With Decking, New Liner, & Major Repairs Completed This Year Along With A Pool Pump Replaced in 2022. An Additional Deck For Entertaining Guests Is Along The Back Of The House Along With An Awning. Shed For Outside Storage. Other Amenities Include: Updated Windows, Central Air, Bosch Heat Pump HVAC System Installed In 2023 (Provides Excellent Energy Efficiency For Heating/Cooling), 2 Zone Heating With 4 Thermostats, 200 Amp Electrical Service Updated In 2014 With A Separate 60 Amp Sub Panel In The Basement, Fuji Septic AI System Installed Apprx 2 Months Ago, New Front Yard Fencing Installed In 2012 & Additional Wood Fencing Replaced In The Backyard, Front Paver Patio, Driveway Lined In Belgium Block. This Exceptional Home Offers Space, Flexibility, & Modern Upgrades In A Desirable Lake Community. Schedule Your Showing Today Before It’s Gone!

Features

  • Rooms: 7
  • Bedrooms: 3
  • Baths: 2 full
  • Laundry: Electric Dryer Hookup, In Hall
  • Style: Ranch
  • Year Built: 1952
  • Heating: ENERGY STAR Qualified Equipment, Heat Pump, Hot Air, Oil, See Remarks
  • Cooling: Central Air
  • Basement: Partial, Walk-Out Access
  • Approx Sq. Feet: 1,612
  • Acreage: 0.13
  • Est. Taxes: $10,601
  • HOA Fee: $5 Annually
  • Lot Desc: Back Yard, Cleared, Front Yard, Level, Near Public Transit, Near School, Near Shops, Private
  • Water Front: Yes
  • Elem. School: Ridge Elementary School
  • Middle School: Longwood Junior High School
  • High School: Longwood High School
  • School District: Longwood
  • Pool: Above Ground
  • Appliances: Convection Oven, Dishwasher, Dryer, Electric Oven, Microwave, Refrigerator, Stainless Steel Appliance(s), Washer, Oil Water Heater
  • MLS#: 944031
  • Days on Market: 13 days
  • Website: https://www.raveis.com
    /prop/944031/27foresttrail_ridge_ny?source=qrflyer
Listing information has been assembled from various sources of varying degrees of reliability. Any information critical to the buying decision should be independently verified.Listing courtesy of Signature Premier Properties   Phone: 631-422-3100

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Customer Service

888.699.8876

Contact@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
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To learn more about our credentials, visit raveis.com today.

Frank KolbSenior Vice President - Coaching & Strategic, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 81725

203.980.8025

Frank.Kolb@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Ryan FortierInsurance Sales Director, William Raveis Insurance

516.739.7731

Ryan.Fortier@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

27 Forest Trail, Ridge, NY, 11961

$539,999

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Frank Kolb

Senior Vice President - Coaching & Strategic

William Raveis Mortgage, LLC

Phone: 203.980.8025

Frank.Kolb@raveis.com

NMLS Mortgage Loan Originator ID 81725

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $431,999 $431,999 $431,999
Term 360 months 360 months 180 months
Initial Interest Rate** 6.000% 6.375% 5.625%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.395% 6.520% 5.900%
Monthly Tax Payment $883 $883 $883
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $2,590 $2,695 $3,559
Total Monthly Payment $3,565 $3,670 $4,534

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.