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Discover exceptional resort-style coastal living at Placida Harbour Club, an amenity-rich waterfront community undergoing extensive enhancements (nearing completion in 2026), that elevates its appeal as one of the most desirable destinations on the mainland. Residents enjoy private ferry access to the tranquil, unspoiled beaches of Little Gasparilla Island, where a new 20-passenger private ferry transports you to a beautifully updated clubhouse, pool, and beach facilities. A brand-new composite pier with additional boat slips is scheduled for completion in February 2026. For boating enthusiasts, the deep-water marina is being completely revitalized with dredging, new seawalls, waterfront walkways, composite docks, 70 upgraded slips with electric and water, and a convenient kayak launch—offering direct access to the Intracoastal Waterway and the Gulf. The first phase of clubhouse renovations is complete, delivering a larger state-of-the-art fitness center outfitted with Matrix equipment, a spacious card room, and refreshed kitchen facilities. Phase two is underway for a 2026 completion. Residents can unwind with water aerobics or relax by the main heated pool while watching boats glide along the Intracoastal. Additional amenities include pickleball and tennis courts, plus a second clubhouse and pool overlooking the marina with frequent sightings of dolphins and manatees. Experience luxury and comfort in this spacious, turnkey residence offering 2, 148 square feet of air-conditioned living space with serene lake views and glimpses of the Intracoastal. A two-car tandem garage and large storage closet provide exceptional convenience. The interior features a neutral palette with tile flooring throughout, impact-resistant windows and sliders, plantation shutters, tankless water heater, and 2025 A/C re-pipe. Exterior enhancements include an impact-resistant garage door (2024), a new standing-seam metal roof, gutters, fresh exterior paint (2023–2024), and an A/C system installed in 2022. The kitchen is beautifully finished with raised-panel cabinetry, granite countertops, and premium KitchenAid stainless-steel appliances, complemented by a whole-home water filtration system. Located just half a mile from the Boca Grande Causeway and moments from golf courses, beaches, dining, and more, this residence offers the perfect blend of luxury, leisure, and coastal charm. Embrace unparalleled waterfront living where resort-style amenities and a vibrant coastal lifestyle come together at Placida Harbour Club.
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Our Executive Mortgage Banker:
Our Insurance Division:
$539,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $431,920 | $431,920 | $431,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.000% | 6.375% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.407% | 6.577% | 5.986% |
| Monthly Tax Payment | $739 | $739 | $739 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,590 | $2,695 | $3,587 |
| Total Monthly Payment | $3,421 | $3,526 | $4,418 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.