814 OAK ROAD, Ocala, FL, 34472 | $259,900

Gorgeous, corner 1 story house, move-in ready, totally renovated, bright, many windows, spacious 3/2 bedroom home, 1360 sq ft, 1891 total square feet, has front patio & enclosed back patio, with two backyards, 0. 44-acre -- nearly half an acre & a large spacious shed. Modern tile floors thru-out, interior & exterior painted. Designer interior paint, features accent shiplap walls & living room ceiling beams and updated windows installed in 2022. The kitchen is fully renovated with new cabinetry, quartz countertops, modern fixtures, new appliances & lots of storage. Both bathrooms have also been completely renovated with granite countertops & contemporary finishes. Master bathroom has a shower & the guest bathroom has a walk-in jacuzzi bathtub. Major system upgrades include a new shingle roof installed in 2021& a new A/C system installed in 2022. Additional features is a one-car garage with an epoxy floor & extra insulation & lots of storage. No one will build across the street from the house, the publicly lit street & sidewalk is right across the street, neighbors' houses are at a bigger distance to this house compared to most of the areas' houses, lending itself to more privacy. The house's driveway is inclined to eliminate the risk of house flooding while giving you a greater many views from the house. Sold as-is and in excellent condition—schedule your showing today. Owner has packed her moving boxes in the garage and will leave many items in the shed and garage for the new owner to keep. There is a 5 minute drive to Silver Springs Shores Community Center with 3 pools, pickleball, gym, classes, boating, events etc you can belong to for a small fee of $5 per year. One block up there is also a community park with a pond, lake & pier. The HOA yearly fee is a $148 per year year covers the park maintenance, garbage & landscaping pickup once per week. The house feels new &
you get a lot of more perks & pay much less in taxes than for the cost of a new house.

Features

  • Rooms: 3
  • Bedrooms: 3
  • Baths: 2 full
  • Laundry: Inside
  • Year Built: 1988
  • Garage: 1-car
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 1,360
  • Acreage: 0.44
  • Est. Taxes: $1,106
  • HOA Fee: $145 Annually
  • Pet Policy: Yes
  • Appliances: Cooktop, Dishwasher, Microwave, Refrigerator
  • MLS#: OK225792
  • Days on Market: 203 days
  • Website: https://www.raveis.com
    /prop/OK225792/814oakroad_ocala_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 7/8/2026 12:47:07 PM)
Listing courtesy of American Realty of PSL LLC   Phone: 772-905-8694

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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814 OAK ROAD, Ocala, FL, 34472

$259,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $207,920 $207,920 $207,920
Term 360 months 360 months 180 months
Initial Interest Rate** 6.250% 6.490% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.474% 6.652% 5.952%
Monthly Tax Payment $92 $92 $92
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,280 $1,313 $1,727
Total Monthly Payment $1,447 $1,480 $1,894

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.