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Gorgeous, corner 1 story house, move-in ready, totally renovated, bright, many windows, spacious 3/2 bedroom home, 1360 sq ft, 1891 total square feet, has front patio & enclosed back patio, with two backyards, 0. 44-acre -- nearly half an acre & a large spacious shed. Modern tile floors thru-out, interior & exterior painted. Designer interior paint, features accent shiplap walls & living room ceiling beams and updated windows installed in 2022. The kitchen is fully renovated with new cabinetry, quartz countertops, modern fixtures, new appliances & lots of storage. Both bathrooms have also been completely renovated with granite countertops & contemporary finishes. Master bathroom has a shower & the guest bathroom has a walk-in jacuzzi bathtub. Major system upgrades include a new shingle roof installed in 2021& a new A/C system installed in 2022. Additional features is a one-car garage with an epoxy floor & extra insulation & lots of storage. No one will build across the street from the house, the publicly lit street & sidewalk is right across the street, neighbors' houses are at a bigger distance to this house compared to most of the areas' houses, lending itself to more privacy. The house's driveway is inclined to eliminate the risk of house flooding while giving you a greater many views from the house. Sold as-is and in excellent condition—schedule your showing today. Owner has packed her moving boxes in the garage and will leave many items in the shed and garage for the new owner to keep. There is a 5 minute drive to Silver Springs Shores Community Center with 3 pools, pickleball, gym, classes, boating, events etc you can belong to for a small fee of $5 per year. One block up there is also a community park with a pond, lake & pier. The HOA yearly fee is a $148 per year year covers the park maintenance, garbage & landscaping pickup once per week. The house feels new &
you get a lot of more perks & pay much less in taxes than for the cost of a new house.
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Our Executive Mortgage Banker:
Our Insurance Division:
$259,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $207,920 | $207,920 | $207,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.474% | 6.652% | 5.952% |
| Monthly Tax Payment | $92 | $92 | $92 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,280 | $1,313 | $1,727 |
| Total Monthly Payment | $1,447 | $1,480 | $1,894 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.