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Price Improved and back on the market with a fresh opportunity! Don’t miss your chance to own this 2-bedroom, 2-bath home located in a peaceful Zephyrhills community with owned land.
This home features a functional split-bedroom layout with the primary suite positioned at the front for privacy and a second bedroom and bath toward the rear. The spacious living and dining areas offer comfortable everyday living, while the added family room provides extra space for relaxing, hobbies, or entertaining. A rear Florida room adds even more flexibility and is perfect for enjoying the Florida lifestyle.
Outside, you’ll find a deep covered carport, additional storage shed, and convenient electric vehicle hookup. While the home reflects its original character, it offers a great opportunity for a buyer to update and personalize while building equity at the new, reduced price.
Located in a resident-owned cooperative community, this property includes a share in the co-op — meaning no traditional lot rent. Monthly fees are low and help maintain community amenities such as the clubhouse and pool, creating an affordable and stable ownership option with a welcoming neighborhood atmosphere.
Conveniently situated near shopping, restaurants, medical facilities, and downtown Zephyrhills, this property is ideal for seasonal or full-time Florida living.
With the recent price reduction and the benefits of resident ownership, this is an excellent value you won’t want to miss.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
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Our Executive Mortgage Banker:
Our Insurance Division:
$68,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $54,400 | $54,400 | $54,400 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.524% | 5.866% |
| Monthly Tax Payment | $103 | $103 | $103 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $326 | $339 | $448 |
| Total Monthly Payment | $504 | $517 | $626 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.