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Immaculate and well maintained single family home located on a quiet cul de sac in the highly desirable 55+ community of The Lakes. This move in ready residence features a welcoming garden courtyard entry, a bright living/dining room combination, and a functional split bedroom floor plan. Decorative wall mirrors enhance natural light and create an open, spacious feel. The upgraded kitchen offers granite countertops, stainless steel appliances, wood cabinetry, and a pantry closet. Both bedrooms include brand new carpeting. The primary bedroom features an updated half bath en suite, built in closet with organizer, and additional walk in closet. Hall bath includes a tub, linen closet, wood vanity with stone countertop, and double towel racks. Tile flooring throughout all main living areas. French doors lead to a sunny air-conditioned Florida room with abundant windows, providing excellent natural light and year round enjoyment. Rear patio offers a quiet outdoor retreat in the shade of an oak tree. Additional improvements include double pane impact resistant windows (2015), roof (2016), HVAC (2016), and interior laundry located in the one car garage (washer and dryer convey). Home includes a double wide driveway and reclaimed water for irrigation. The monthly HOA fee of $305 delivers exceptional value and includes High speed Spectrum internet (100G), WIFI, cable TV with two cable boxes, water, sewer, trash pickup, lawn care, heated pool, clubhouse access, shuffleboard, and reclaimed irrigation water. Clubhouse includes a full kitchen, meeting rooms, library, card room, bathrooms, and a stage. Pet friendly community. Fantastic location minutes to shopping, restaurants, banks, movie theaters, airports (PIE & TPA), and beaches. Close to Freedom Lake Park, offering dog parks, fishing, fitness stations, playground, pavilions, and picnic areas.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$279,500
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $223,600 | $223,600 | $223,600 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.375% | 5.490% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.524% | 5.730% |
| Monthly Tax Payment | $56 | $56 | $56 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,339 | $1,395 | $1,826 |
| Total Monthly Payment | $1,470 | $1,526 | $1,957 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.