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One or more photo(s) has been virtually staged. Step into a beautifully kept, move-in-ready home in the private, gated community of Riva Trace. This two-bedroom, two-bath residence includes a separate office/den and has had one meticulous owner who maintained it with real care. The exterior was recently refreshed, the AC is newer, and the windows feature custom-built-in shutters and quality treatments throughout. The floor plan flows easily, offering warm hardwood in the main living spaces, tile where you need it, and soft carpet in the bedrooms for comfort. Several rooms look out toward the water, bringing in calm, natural views. The screened lanai extends your living space and gives you a quiet place to relax outdoors. The eat-in kitchen provides granite countertops, tile flooring, and a bright bay-window breakfast nook. A full laundry room and a two-car garage add daily convenience and storage. Riva Trace is tucked away and quiet, yet minutes from University Town Center, Whole Foods, medical services, and a wide range of dining options. SRQ airport is roughly a 12-minute drive. A well-cared-for home in a prime location with immediate livability. Buyers will feel the pride of ownership the moment they walk in.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$595,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $476,000 | $476,000 | $476,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.500% | 5.990% | 5.125% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.285% | 6.132% | 5.415% |
| Monthly Tax Payment | $534 | $534 | $534 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,703 | $2,851 | $3,795 |
| Total Monthly Payment | $3,329 | $3,477 | $4,421 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.