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Step into this bright and beautiful raised ranch home boasting with natural lighting and several new updates throughout. Both entry way landings into the home have gorgeous black hexagon tiling (2025). An open floor plan with beautiful, new(2025) vinyl plank flooring throughout the kitchen, living room and dining room as well as fresh paint. A kitchen with plenty of cabinet storage, countertop space and a large L shaped island with additional seating at the breakfast bar. The stainless steel appliances have been well maintained and the large windows above the kitchen sink overlooks the private, wooded backyard. The dining room gives plenty of room for an oversized dining table for your future parties and holiday celebrations. Even with flawless flow through each room, you can still have a cozy living room separate from your dining/kitchen area and spend winters warming up in front of the fireplace with beautiful (new) floor tiles tying in the tones from the home. All three bedrooms are on the main level and have laminate plank flooring throughout. Down the hall towards the bedrooms is a full bathroom. The primary bedroom suite has stunning natural light and a large closet with custom built in shelving. The primary bathroom features tile flooring and a vanity with plenty of storage including the vanity mirror additional storage for your daily necessities. The other two additional bedrooms are of good size and showcase an abundance of natural lighting. In the finished basement there is a partial wall giving you multiple options for the space such as an additional living room, home office, or rec room/playroom combination. The downstairs has vinyl plank flooring and two large closets for even more storage space within the home (one in fin. basement/one under stairs). There is also a freshly remodeled half bath and laundry room (2021) downstairs. An under house garage holds two cars and has built in cabinets and a workbench. Agent is an owner. Additional photos to come 12/19.
| Type | Description | Level |
|---|---|---|
| Bedroom 1 | Laminate Floor | Main |
| Bedroom 2 | Laminate Floor | Main |
| Dining Room | Cathedral Ceiling,Balcony/Deck,Sliders,Vinyl Floor | Main |
| Kitchen | Cathedral Ceiling,Granite Counters,Vinyl Floor | Main |
| Living Room | Cathedral Ceiling,Ceiling Fan,Fireplace,Vinyl Floor | Main |
| Primary Bedroom | Full Bath,Laminate Floor | Main |
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NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $368,000 | $368,000 | $368,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.500% | 5.990% | 5.125% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.285% | 6.132% | 5.415% |
| Monthly Tax Payment | $635 | $635 | $635 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,089 | $2,204 | $2,934 |
| Total Monthly Payment | $2,799 | $2,914 | $3,644 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.