28 Spring St., Saint Augustine, FL, 32084-0000 | $619,999

We're Building Your Dream Modern Victorian Oasis in the Heart of America’s Oldest City! Discover 28 Spring St. (95 Evergreen) This generous corner parcel will have an exquisite 2-story, 2, 244 sq. ft. modern Victorian masterpiece: 4 spacious bedrooms, 3. 5 luxurious bathrooms, expansive raised decks over 400 sq. ft. for outdoor entertaining, and a stylish paver parking area accommodating up to 5 vehicles. Embrace timeless elegance with contemporary flair – intricate Victorian details meet modern luxury, complete with city water, sewer, and available natural gas. No garage in the design? No problem – ample space allows easy addition if desired. Live the enchanted lifestyle: Just a 2-minute drive to historic downtown’s charming cobblestone streets, world-class dining, and iconic landmarks. Modern luxury where history meets your future. Don’t miss this chance to create your legacy in St. Augustine! (Pictures are of similar build also for sale at 171 Riberia St. ) Construction to begin in January 2026 with expected completion in May 2026 - ready for your summer move! 10 minutes to Anastasia Island, 15 minutes to pristine beaches, quick I-95 access in 10 minutes, and everyday conveniences like Publix and Winn-Dixie within 3 miles. Pictures are of similar build also for sale at 171 Riberia St. - See mls# 256739 Floor plans of are of the new build for this location.

Features

  • Bedrooms: 4
  • Baths: 3 full / 1 half
  • Lot Size: 7500
  • Style: 2 Story,Contemporary,Victorian,Single Family Home
  • Year Built: 2026
  • Heating: Central,Electric,Heat Pump
  • Cooling: Central,Electric
  • Approx Sq. Feet: 2,244
  • Acreage: 0.17
  • Lot Size: 7500
  • Est. Taxes: $1,790
  • Lot Desc: City, Corner
  • Elem. School: Crookshank
  • Middle School: Sebastian
  • High School: St. Augustine
  • MLS#: 256738
  • Days on Market: 156 days
  • Website: https://www.raveis.com
    /prop/256738/28springst_saintaugustine_fl?source=qrflyer
Copyright © 2026  St Augustine & St. Johns County Board of REALTORS Realtor® MLS. All rights reserved
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of St Augustine & St. Johns County Board of REALTORS. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Listing courtesy of Sean and Anastasia Realty

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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Our Insurance Division:

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28 Spring St., Saint Augustine, FL, 32084-0000

$619,999

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $495,999 $495,999 $495,999
Term 360 months 360 months 180 months
Initial Interest Rate** 6.250% 6.625% 5.875%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.609% 6.776% 6.078%
Monthly Tax Payment $149 $149 $149
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $3,054 $3,176 $4,152
Total Monthly Payment $3,295 $3,417 $4,393

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.