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Welcome home to The Cambridge Colonial, nestled in the highly desirable Stony Brook M Section and located within the award-winning Three Village School District. This spacious three-bedroom colonial offers a perfect balance of classic charm, modern updates, and everyday convenience. The first floor welcomes you with a gracious reception foyer and an updated guest powder room. To the left, an impressive 22-foot living room is filled with natural light from windows on three sides, creating a warm and inviting atmosphere. To the right, the multi function room provides an ideal setting for office and other uses. The kitchen is thoughtfully appointed with traditional wood cabinetry, granite countertops, ceramic tile flooring, and abundant storage. It opens to a bright eat-in area with sliding doors leading to the patio, perfect for indoor-outdoor living. Appliances include a smooth-top electric stove, Bosch dishwasher, Whirlpool washer and dryer, and a nearly new Whirlpool refrigerator. Adjacent to the kitchen, a spacious dining room offers a great space for family gatherings. A convenient laundry/mudroom with shelving and exterior access connects directly to the attached two-car garage, making everyday routines easy. Upstairs, you’ll find three exceptionally large bedrooms. The primary suite features two walk-in closets and a private bath with an oversized stall shower. Two additional bedrooms share a second full hall bath. All three bathrooms have been tastefully updated with floor-to-ceiling tile, offering a clean, elegant finish. Additional features include Anderson windows throughout for energy efficiency and natural light, ample storage including attic space with pull-down stairs above the garage, public sewers, a seven-zone in-ground sprinkler system, fully fenced yard, GAF 50-year shingle roof, vinyl siding with a transferable lifetime warranty, paved asphalt driveway, and an Energy Star Peerless boiler. The spacious backyard and patio make outdoor entertaining effortless, while the two-car garage provides both parking and extra storage. Recent updates further enhance the home’s value and appeal, including: New central air conditioning, New 200-amp electrical panel, New flooring throughout the entire house, New doors, baseboards, and window moldings throughout, New vanity and toilet in the downstairs half bath, Entire interior freshly painted, Kitchen cabinets painted with new hardware, New high-hat lighting throughout, New switches and outlets throughout, New wall oven, Power-washed fence and backyard patio pavers, New window blinds and curtains. Ideally located close to Stony Brook University, Stony Brook Hospital, Smith Haven Mall, fine dining, and beautiful Long Island beaches, this home offers comfort, convenience, and lasting value. With its prime M Section location, solid construction, and extensive updates, this Colonial is ready for you to move in and enjoy.
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Our Executive Mortgage Banker:
Our Insurance Division:
$799,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $639,200 | $639,200 | $639,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.625% | 5.990% | 5.125% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.322% | 6.144% | 5.415% |
| Monthly Tax Payment | $1,138 | $1,138 | $1,138 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,680 | $3,828 | $5,096 |
| Total Monthly Payment | $4,910 | $5,058 | $6,326 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.