|
Presented by
The Jeffrey Craw Team |
25 Massachusetts Avenue, Congers, NY, 10920 | $499,900
Grab this great opportunity! Cozy and bright home with plenty of room for entertaining. Affordably priced! First floor living area all open. Extra Large primary bedroom and spacious 2nd bedroom on the 1st floor. Main bath on first floor all new in 2021. Walk out finished basement with 2nd full bath, large Family room, WD closet, office, storage room and door to oversized rear deck. Very deep and private rear yard. Attic was reinsulated with blow in and foam insulation for lower heating bills. Great location with quick walk to Rockland Lake State Park with walking/bike path around the Lake, picnic areas, boat rentals, pools and 2 great Golf courses. Also, walk to Congers Lake Town Park with pools, pickle ball courts, Rec Hall, skateboard park, walkway around the Lake and other amenities for Town residents or Shopping /Restaurants in Town. Highly rated Clarkstown School District. Living area square feet includes walk out finished basement of approx. 450 square ft. Town records are only including the main floor.
Features
- Rooms: 7
- Bedrooms: 2
- Baths: 2 full
- Laundry: Gas Dryer Hookup, In Basement, Washer Hookup
- Style: Cottage, Ranch
- Year Built: 1930
- Heating: Hot Water, Natural Gas
- Cooling: Wall/Window Unit(s)
- Basement: Finished, Walk-Out Access
- Approx Sq. Feet: 1,260
- Acreage: 0.34
- Est. Taxes: $10,573
- Lot Desc: Back Yard, Near Golf Course, Part Wooded, Sloped
- Elem. School: Lakewood Elementary School
- Middle School: Felix Festa Achievement Middle Sch
- High School: Clarkstown North Senior High School
- School District: Clarkstown
- Appliances: Microwave, Oven, Refrigerator
- MLS#: 941560
- Days on Market: 31 days
- Website: https://www.raveis.com
/prop/941560/25massachusettsavenue_congers_ny?source=qrflyer
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
The Jeffrey Craw TeamSales Associate
203.218.3600
Jeffrey.Craw@Raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Christine PrestonVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 90874
203.521.7207
Christine.Preston@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Rosemarie DePasqualeInsurance Sales Director, William Raveis Insurance
203.561.0013
Rosemarie.DePasquale@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
25 Massachusetts Avenue, Congers, NY, 10920
$499,900
The Jeffrey Craw Team
Sales Associate
William Raveis Real Estate
Phone: 203.218.3600
Jeffrey.Craw@Raveis.com
Christine Preston
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.521.7207
Christine.Preston@raveis.com
NMLS Mortgage Loan Originator ID 90874
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $399,920 | $399,920 | $399,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.750% | 6.125% | 5.250% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.307% | 6.292% | 5.561% |
| Monthly Tax Payment | $881 | $881 | $881 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,334 | $2,430 | $3,215 |
| Total Monthly Payment | $3,290 | $3,386 | $4,171 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
NY Licensed Mortgage Banker-NYS Banking Department LMBC 106535