418 Panay AVE, Naples, FL, 34113 | $1,690,000

Welcome to Paradise on the Isles of Capri! Introducing 418 Panay Avenue a stunning Key West-style bay home designed for those who appreciate beauty, tranquility, and unmatched water access. This dream home offers a harmonious blend of nature and luxury, making it perfect for any lifestyle. Discover what Naples, Florida is all about! Nestled in a breathtaking setting with mangrove-lined bay views and spectacular sunsets, this 4-bedroom, 3-bathroom, POOL HOME - residence includes a versatile study. The spacious upstairs layout features soaring ceilings from 10 to 25 feet, enhancing the open and airy ambiance. The remodeled kitchen, complete with a dining nook and separate breakfast bar, is a culinary haven for both casual meals and entertaining guests. The elegance continues with French doors and plantation shutters throughout the great room, den, and study/dining room. These details add a touch of sophistication and lead to a large covered balcony, offering a serene space to unwind while gazing at the scenic bay. Downstairs, you’ll find a OVERSIZED POOL - with a generous living room and additional bathroom, providing a versatile space for any lifestyle. The outdoor area is a private oasis with a big heated swimming pool and an expansive covered lanai, ideal for dining and entertaining al fresco. For boating enthusiasts, the property includes a 50-foot boat dock with a 9, 500-pound lift, providing quick, DIRECT ACCESS to the Gulf, WESTERN EXPOSURE, and ideal for exciting nautical adventures. The home also features a 2 car garage, providing ample storage for vehicles and recreational equipment. Enjoy the best of Isles of Capri at 418 Panay Avenue is more than a Isles of Capri gem; it’s a gateway to a life of relaxation and leisure.

Features

  • Amenities: See Remarks
  • Bedrooms: 4
  • Baths: 3 full
  • Style: 2 Story,See Remarks,Stilts
  • Development: ISLES OF CAPRI
  • Year Built: 1993
  • Garage: 0.00
  • Heating: Central Electric
  • Cooling: Central Electric
  • Approx Sq. Feet: 2,650
  • Acreage: 0.3
  • Est. Taxes: $8,618
  • Lot Desc: Regular
  • View: Canal,Gulf
  • Community Type: Boating,Non-Gated
  • Water Front: Yes
  • Boat Access: Boat Dock Private
  • Private Pool: Yes
  • Pet Policy: No Approval Needed
  • MLS#: 225071973
  • Website: https://www.raveis.com
    /eprop/225071973/418panayave_naples_fl?source=qrflyer
Copyright © 2026  The source of this real property information is the copyrighted and proprietary database compilation of the Southwest Florida MLS organizations Copyright Southwest Florida MLS organizations. All rights reserved.
Courtesy of COMPASS FLORIDA LLC

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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Pedro DelgadilloInsurance Sales Director, William Raveis Insurance

305.922.5393

Pedro.Delgadillo@raveis.com

Our Insurance Division:

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418 Panay AVE, Naples, FL, 34113

$1,690,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $1,352,000 $1,352,000 $1,352,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.625% 6.000% 5.625%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.214% 6.145% 5.846%
Monthly Tax Payment $718 $718 $718
H/O Insurance Payment $125 $125 $125
Initial Principal & Interest Pmt $7,783 $8,106 $11,137
Total Monthly Payment $8,626 $8,949 $11,980

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.