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This vacant lot offers a rare chance to build in Duck Key, one of the Florida Keys’ most sought-after communities. Located on a desirable street lined with upscale homes, it’s an ideal setting for a private island retreat defined by boating, sunshine, and effortless coastal living.
Inventory in Duck Key is limited, and demand continues to exceed supply, making opportunities like this increasingly rare. There is no HOA, with optional Club Duck Key or Hawks Cay membership available. Motivated seller. All offers will be considered. Adjacent property is also available separately. This listing is for Lot 9 on W Seaview Cir only. Property lines shown in photos are approximate and for visual purposes only. All sizes and information should be verified by the buyer.
Preliminary ROGO score ~40 points with parcel aggregation and ~34 points if developed individually, subject to County verification. Tier 3, outside Big Pine / No Name. Flood zone AE. Outside CBRS. Central sewer. Up to 7. 5 additional points available with Energy/Water commitments. Prime location for residential development. Buyer to verify all requirements.
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $380,000 | $380,000 | $380,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.625% | 5.990% | 5.125% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.322% | 6.144% | 5.415% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,187 | $2,276 | $3,030 |
| Total Monthly Payment | $2,262 | $2,351 | $3,105 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.