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If you've been looking for land, privacy and a home that's already renovated, this is it. This brick ranch sits on two peaceful acres just a few miles south of St. George, offering a quiet setting with excellent privacy. Over the past two years, the home has undergone over $100, 000 in quality renovations focused on function, aesthetics and long-term value. The floor plan was opened by removing walls and installing a structural LVL beam, creating easy flow between the living, dining, and kitchen areas. Original hardwood floors have been refinished, with luxury vinyl plank in the main living spaces and luxury vinyl tile in the sunroom and laundry room. The kitchen features all-new appliances, soft-close cabinetry, and updated countertops. Additional upgrades include fresh interiorpaint, new trim and crown molding, a refinished fireplace, updated vent covers, and an insulated attic. All three bathrooms have been updated with new tile, vanities, mirrors, lighting, hardware, vent fans, and toilets. The primary and hall baths feature pine ceilings, and a third full bath is located in the laundry room. Major plumbing upgrades include a new main septic line (2023) and conversion from cast iron to PVC. Outside, wrought iron fencing with 3 gated accesses enclose the yard. The property includes fruit-bearing fig, pear and pecan trees as well as a large muscadine vine. There is a workshop next to the carport attached by the driveway and two additional backyard barns. A second well on the property provides added utility and with two acres, there is room for an additional structure.
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Our Executive Mortgage Banker:
$359,989
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $287,991 | $287,991 | $287,991 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.500% | 5.990% | 5.125% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.285% | 6.132% | 5.415% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,635 | $1,725 | $2,296 |
| Total Monthly Payment | $1,710 | $1,800 | $2,371 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.