3120 SW 85TH STREET, Ocala, FL, 34476 | $399,900

Under contract-accepting backup offers. Your Fully Renovated Private 2. 86 Acre Ocala Oasis with Pool, Workshop, + RV Port Awaits! -The One Everyone Wishes They Found First Tucked down a quiet dead end street surrounded by gorgeous oaks, estate -style properties, and majestic horse farms, this is the homestead you have been manifesting. 2. 86 wide open acres of total freedom, zero HOA, and everything you need already in place. Step through the front door and instantly feel the warmth of rich custom millwork and custom built-in's everywhere you look. Gorgeous kitchen with quartz counter tops, gas range with a one-of-a-kind custom range hood, and 2 spacious pantries. This home was designed for efficient living with all the upgrades to make it feel comfortable and high-end, yet warm and cozy. Character? This home is dripping with it! The heart of the home flows effortlessly into a backyard paradise: -Sparkling In-ground Pool with Salt System -Outdoor Covered Kitchen with Fridge, Grill, and a Blackstone Griddle built for epic pool parties or lazy Sunday cookouts. -Massive pool deck with 2 covered seating areas, beautiful palms, privacy galore, and a hammock perfectly placed for naps by the pool. Need space for guest, toys, or side hustle dreams? Already handled: -30 Amp RV Port with full hookups (electric & Sewer). Bring your RV or let Mom & Dad park in style for the holidays. -Huge detached workshop with power is perfect for the car guy, woodworker, home gym, or small business. -Fully fenced lush acres with 4 board with no climb, automatic gate is ready for horses, chickens, goats, gardens, or just pure privacy. All of this in one of Ocala's most sought after areas, close access to the World Equestrian Center, Florida Horse Park, Shopping, Dining, and everything that makes this slice of Florida so special. . . yet you feel a world away the moment you pull through your private gate.

Features

  • Rooms: 3
  • Bedrooms: 2
  • Baths: 1 full / 1 half
  • Laundry: Inside
  • Style: Cottage, Traditional
  • Year Built: 1984
  • Garage: 2-car
  • Heating: Central, Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 1,344
  • Acreage: 2.86
  • Est. Taxes: $2,445
  • Lot Desc: Cleared, City Lot, Oversized Lot
  • Pool: Auto Cleaner, In Ground, Salt Water
  • Appliances: Convection Oven, Dishwasher, Electric Water Heater, Refrigerator
  • MLS#: OM714951
  • Days on Market: 3 days
  • Website: https://www.raveis.com
    /prop/OM714951/3120sw85thstreet_ocala_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 12/25/2025 3:15:38 AM)
Listing courtesy of COLDWELL REALTY SOLD GUARANTEE   Phone: 352-209-0000

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Customer Service

888.699.8876

Contact@raveis.com

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Pedro DelgadilloInsurance Sales Director, William Raveis Insurance

305.922.5393

Pedro.Delgadillo@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

3120 SW 85TH STREET, Ocala, FL, 34476

$399,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $319,920 $319,920 $319,920
Term 360 months 360 months 180 months
Initial Interest Rate** 5.500% 6.125% 5.375%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.360% 6.304% 5.648%
Monthly Tax Payment $204 $204 $204
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,816 $1,944 $2,593
Total Monthly Payment $2,095 $2,223 $2,872

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.