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Tucked away in the waterfront community of Seaside Gardens, this fully remodeled coastal home offers a bright, modern interior paired with the kind of peace of mind that’s hard to come by thanks to thoughtful upgrades like Endura flood panels, Endura cabinetry, and durable tile flooring throughout. Designed with both comfort and resilience in mind, the layout features two ensuite bedrooms for ultimate privacy, a skylight that fills the main living space with natural light, and a sleek kitchen outfitted with stainless steel appliances and crisp finishes. A sun-drenched Florida room at the back of the home frames stunning open water views and opens directly to the waterfront deck where your private dock awaits, ideal for boating enthusiasts or simply soaking up the coastal lifestyle. From the backyard and boat dock, enjoy spectacular sunset views that paint the sky each evening. Just steps away, you'll find a community park, tennis courts, pickleball courts, and a dog park, adding even more to the lifestyle appeal. There’s also a detached storage shed for your bikes, beach chairs, or tools. Located in a weekly vacation rental zone, this home is not only a tranquil retreat but also a strong investment opportunity just minutes from Anna Maria Island’s sugar sand beaches and a short walk to charming shops and local dining favorites.
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Our Executive Mortgage Banker:
Our Insurance Division:
$750,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $600,000 | $600,000 | $600,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.000% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.374% | 6.524% | 5.866% |
| Monthly Tax Payment | $811 | $811 | $811 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,597 | $3,743 | $4,942 |
| Total Monthly Payment | $4,500 | $4,646 | $5,845 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.