|
Presented by
Team Kinchla |
365 Mather Street, #APT 198, Hamden (Whitneyville), CT, 06514 | $186,000
SELLER OFFERING $4, 000 CREDIT! Bright and updated second-floor end-unit condo in the desirable Lake Whitney Glen community, move-in ready and perfect for easy living. This one-bedroom home features fresh paint, an updated bathroom, and new lighting in the living room and bedroom. The comfortable open living space leads to your private balcony-perfect for morning coffee or relaxing evenings. Additional highlights include in-unit laundry, abundant natural light, and low-maintenance condo living. Ideally located steps from the Farmington Canal Trail and just minutes from Quinnipiac University, Yale, shopping, restaurants, and downtown New Haven, this property is perfect for first-time buyers, downsizers, investors or young adults. A nice alternative to paying dorm rent. Schedule your showing today! Seller offering a $4, 000 credit toward closing costs. Property sold as-is. Inspection for informational purposes only. Optional plank flooring installation for the living room and bedroom available for $1, 800. Hamden taxes are currently in a 4-year phase-in period. Inspection for informational purposes only - AS IS. Seller willing to review all reasonable offers.
Features
- Town: Hamden
- Parking: 1-car
- Heating: Hot Air
- Cooling: Central Air
- Levels: 2
- Rooms: 3
- Bedrooms: 1
- Baths: 1 full
- Laundry: Upper Level
- Complex: Lake Whitney Glen
- Year Built: 1988
- Common Charge: $355 Monthly
- Above Grade Approx. Sq. Feet: 800
- Est. Taxes: $3,516
- Lot Desc: Secluded,Corner Lot,Level Lot
- Elem. School: Shepherd Glen
- Middle School: Per Board of Ed
- High School: Hamden
- Pets Allowed: Yes
- Pet Policy: Weight Restrictions per M
- Appliances: Electric Range,Microwave,Refrigerator,Dishwasher,Washer,Dryer
- MLS#: 24139498
- Website: https://www.raveis.com
/prop/24139498/365matherstreet_hamden_ct?source=qrflyer
Room Information
| Type | Level |
|---|---|
| Dining Room | Upper |
| Full Bath | Upper |
| Kitchen | Upper |
| Living Room | Upper |
| Primary Bedroom | Upper |
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Team KinchlaSales Associates
508.274.7000
TeamKinchla@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Frank MerolaVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 1020051
508.740.5922
Frank.Merola@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Allen GellermanInsurance Sales Director, William Raveis Insurance
617.686.2668
Allen.Gellerman@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
Ray CashenPresident, William Raveis Attorney Network
203.925.4590
For homebuyers and sellers, our Attorney Network:
- Consult on purchase/sale and financing issues, reviews and prepares the sale agreement, fulfills lender
requirements, sets up escrows and title insurance, coordinates closing documents - Offers one-stop shopping; to satisfy closing, title, and insurance needs in a single consolidated experience
- Offers access to experienced closing attorneys at competitive rates
- Streamlines the process as a direct result of the established synergies among the William Raveis Family of Companies
365 Mather Street, #APT 198, Hamden (Whitneyville), CT, 06514
$186,000
Team Kinchla
Sales Associates
William Raveis Real Estate
Phone: 508.274.7000
TeamKinchla@raveis.com
Frank Merola
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 508.740.5922
Frank.Merola@raveis.com
NMLS Mortgage Loan Originator ID 1020051
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $148,800 | $148,800 | $148,800 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.250% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.357% | 6.431% | 5.668% |
| Monthly Tax Payment | $293 | $293 | $293 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $880 | $916 | $1,206 |
| Total Monthly Payment | $1,248 | $1,284 | $1,574 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
CT Mortgage Correspondent Lender License 15524