198 Hillcrest Terrace, Brattleboro, VT, 05301 | $399,000

Welcome to this classic 4-bedroom, 3-bath Colonial on a lovely level 0. 81-acre lot located on a quiet cul-du-sac in one of Brattleboro’s more desirable neighborhoods. Built in the 1970s, this well-loved home offers a timeless layout with plenty of room to live, relax, and entertain. The main level features a formal living room perfect for gatherings or quiet conversation, and a formal dining room ideal for special occasions. A warm, inviting family room highlighted by a striking stone fireplace opens through sliding doors to a delightful 3-season room, extending living space and offering a peaceful spot to enjoy the outdoors. The bright kitchen includes a convenient pantry and a pass-through to the dining area for easy flow when hosting. Upstairs are four comfortable bedrooms offering flexibility for family, guests, or an office. Three full baths provide convenience for busy households. A full basement and accessible attic add valuable storage space, with potential for a workshop or fitness area in the basement. The expansive yard on a double-lot offers space for gardening, play, or outdoor enjoyment, and backs up to acres of town park land. A rare bonus, this property features both an attached and detached garage, with a loft above the attached garage, ideal for additional storage, vehicles, or hobby space. All in a fantastic location—close to schools, parks, shopping, and dining, with the peaceful feel of a mature, established neighborhood. Don’t miss the opportunity.

Features

  • Rooms: 8
  • Bedrooms: 4
  • Baths: 3 full
  • Style: Colonial
  • Year Built: 1975
  • Garage: 2-car Garage
  • Heating: Baseboard
  • Cooling: None
  • Basement: Concrete,Full,Storage Space
  • Approx Sq. Feet: 3,616
  • Acreage: 0.81
  • Est. Taxes: $10,627
  • Lot Desc: Country Setting,Level,Near Shopping,Neighborhood
  • Elem. School: Academy School
  • Middle School: Brattleboro Area Middle School
  • High School: Brattleboro High School
  • School District: Brattleboro School District
  • MLS#: 5072046
  • Website: https://www.raveis.com
    /prop/5072046/198hillcrestterrace_brattleboro_vt?source=qrflyer
©2026 New England Real Estate Network, Inc. All rights reserved.This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of PrimMLS. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated 1/30/2026
Listing courtesy of Southern Vermont Realty Group   Phone: 802-464-2585
Listing Agent: Patrice Schneider

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Frank KolbSenior Vice President - Coaching & Strategic, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 81725

203.980.8025

Frank.Kolb@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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Our Insurance Division:

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198 Hillcrest Terrace, Brattleboro, VT, 05301

$399,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Frank Kolb

Senior Vice President - Coaching & Strategic

William Raveis Mortgage, LLC

Phone: 203.980.8025

Frank.Kolb@raveis.com

NMLS Mortgage Loan Originator ID 81725

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $319,200 $319,200 $319,200
Term 360 months 360 months 180 months
Initial Interest Rate** 5.500% 6.000% 5.250%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.209% 6.178% 5.541%
Monthly Tax Payment $886 $886 $886
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,812 $1,914 $2,566
Total Monthly Payment $2,773 $2,875 $3,527

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.