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Back on the market due to buyer personal reasons NOT due to inspections or financing issues! NO HOA! No Lot Rent! Over 2, 000 square feet under roof! And on an over quarter acre corner lot in Tampa! This is an absolute unicorn of a property, and is ready for its new owner! So many upgrades--- new roof, new septic, and new plumbing in the past couple of years! Walking up the home, you'll notice that the property is completely fenced in. There are two driveways, one to the carport, and one to the back of the home (perfect if you want to rent out the back room for extra income). There are also two screen rooms, and you could always enclose one of them with windows if you needed an extra bedroom, or more living space! The main home has ceiling fans in the kitchen and both bedrooms, allowing plenty of air circulation. The bedrooms are split, with the master bedroom in the front of the home (with an ensuite bathroom with dual sinks, garden tub, walk-in shower, and walk-in closet); and the guest bedroom in the rear of the home (adjacent to the second bathroom with a shower / tub combo). The living space is open, with the kitchen and living room flowing together. Attached to the lanai is a storage room, and behind that is a "bonus room, " that would be great for another bedroom, or even to rent out as extra income. Sorry, no FHA (that's why it has been pending twice and back on the market). You should be able to do a conventional loan with 25% down, or pay cash.
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $116,000 | $116,000 | $116,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.000% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.395% | 6.533% | 5.900% |
| Monthly Tax Payment | $144 | $144 | $144 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $695 | $724 | $956 |
| Total Monthly Payment | $914 | $943 | $1,175 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.