3 Madeira Dr, Saint Augustine, FL, 32080 | $559,000

Perched on a high dune in Madeira Heights, this Anastasia Island gem blends thoughtful design with relaxed coastal living. Inside, you'll find beautifully refinished hardwood floors, crown molding in every room, and custom cabinetry and built-ins that make the home feel both elevated and effortlessly functional. The kitchen has been updated with custom cabinets and granite countertops, complemented by a custom dining hutch and a hallway bookcase that adds charm and smart storage. Both bathrooms have been tastefully renovated, keeping the home fresh, modern, and move-in ready. Step outside and enjoy a private backyard retreat. The fully fenced yard features mature landscaping and a screened patio with electric and a ceiling fan that's perfect for lazy afternoons or evening gatherings. A newer well and pump (2021), irrigation from a deep well, and an oversized 1-car garage with room for storage, workshop space, and laundry add to the functionality. The standing seam metal roof, hurricane-impact windows, updated 200-amp electrical service, plumbing upgrades, mobile generator, 120-gallon buried propane tank and tankless propane hot water heater offer peace of mind. The property also includes an updated septic and drain field (2017), gutter system with leaf guards and security system. Positioned in X Flood Zone at 17' above sea level, the home combines everyday practicality with the island lifestyle people love. Walk or bike to the St. Augustine Amphitheatre for concerts or the Saturday Farmers' Market, head over to Anastasia State Park for beach days and nature trails, or launch your boat at Lighthouse Park. Round the bend of Anastasia Boulevard and you’ll find top-rated RB Hunt Elementary School, The Alligator Farm and a plethora of excellent restaurants. Downtown is only minutes away, bringing dining, shopping, and St. Augustine’s charm right to your doorstep. With no HOA, the possibilities are endless - primary residence, vacation home or excellent short term rental. Furniture negotiable.

Features

  • Bedrooms: 3
  • Baths: 2 full
  • Lot Size: 105' x 100'
  • Style: Ranch,Single Family Home
  • Year Built: 1956
  • Heating: Central
  • Cooling: Central
  • Approx Sq. Feet: 1,180
  • Acreage: 0.24
  • Lot Size: 105' x 100'
  • Est. Taxes: $5,235
  • Lot Desc: Corner
  • Elem. School: R.B. Hunt
  • Middle School: Sebastian
  • High School: St. Augustine
  • MLS#: 256719
  • Days on Market: 33 days
  • Website: https://www.raveis.com
    /prop/256719/3madeiradr_saintaugustine_fl?source=qrflyer
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Listing courtesy of One Sotheby's Int (A1A Beach)

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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  • Is available to meet with you in our office, your home or office, evenings or weekends
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3 Madeira Dr, Saint Augustine, FL, 32080

$559,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $447,200 $447,200 $447,200
Term 360 months 360 months 180 months
Initial Interest Rate** 5.500% 5.990% 5.250%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.285% 6.156% 5.522%
Monthly Tax Payment $436 $436 $436
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $2,539 $2,678 $3,595
Total Monthly Payment $3,067 $3,206 $4,123

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.