14772 PONCE DE LEON TRAIL, Port Charlotte, FL, 33981 | $399,900

Welcome to Harbor West, the most sought-after gated community in South Gulf Cove! Built in 2022, this beautifully designed Capri model offers 3 bedrooms, 2 bathrooms, and a 2-car garage, combining modern elegance with relaxed Florida living. Priced to sell, this home features approximately 3, 000 square feet of total indoor and outdoor living space, thoughtfully designed for both everyday comfort and entertaining.

Enjoy peace of mind with impact windows, a tile roof, and a desirable split-bedroom floor plan. Step through the fully screened front porch into a spacious foyer with a convenient coat closet. The open-concept layout seamlessly connects the eat-in kitchen, dining area, and family room. The kitchen boasts granite countertops, stainless steel appliances, a large pantry, and ample cabinetry. High ceilings, crown molding, and designer lighting enhance the home’s sophisticated yet inviting atmosphere.

Double sliding glass doors open to an expansive outdoor oasis featuring a covered lanai, newly built extended patio, and an oversized additional lanai—perfect for creating multiple outdoor living and entertaining spaces. Relax and unwind in the heated, jetted swim spa with all the bells and whistles, enjoy alfresco dining, or take in the beautiful sunset views. A serene lake view from the front of the home adds to the peaceful setting.

The spacious primary suite is a true retreat, featuring crown molding, a large walk-in closet, and an en-suite bathroom with dual sinks, granite vanities, a large walk-in shower, and abundant storage. Washer and dryer are included for added convenience.

Harbor West is a waterfront community of just 165 homes on 99 acres, offering scenic canal and pond views with NO CDD. The low HOA fee includes yard maintenance, two gated entrances, sidewalks, public water and sewer, and an irrigation system drawing from the community lake. Pride of ownership shines throughout this impeccably maintained home.

Ideally located, you’re just minutes from Gulf beaches, Boca Grande, Englewood, golf courses, boat ramps, dining, and shopping. Enjoy easy access to the Myakka River, Intracoastal Waterway, and the Gulf of Mexico, as well as I-75, Wellen Park, Sarasota, Tampa, and Fort Myers—making this an ideal year-round residence or seasonal retreat. ~~ Don’t miss this exceptional opportunity ~ call today to schedule your private showing!

Features

  • Amenities: Gated
  • Rooms: 10
  • Bedrooms: 3
  • Baths: 2 full
  • Laundry: Laundry Room
  • Style: Ranch
  • Year Built: 2022
  • Garage: 2-car Driveway
  • Heating: Central, Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 1,670
  • Acreage: 0.25
  • Est. Taxes: $5,857
  • HOA Fee: $250 Monthly
  • Lot Desc: Corner Lot, Irregular Lot, Landscaped, Oversized Lot
  • Elem. School: Myakka River Elementary
  • Middle School: L.A. Ainger Middle
  • High School: Lemon Bay High
  • Pool: Above Ground, Heated, Lap, Lighting, Screen Enclosure, Solar Cover
  • Pet Policy: Cats OK, Dogs OK, Number Limit, Yes
  • Appliances: Dishwasher, Disposal, Dryer, Other, Range, Refrigerator, Washer
  • MLS#: A4674666
  • Days on Market: 26 days
  • Website: https://www.raveis.com
    /prop/A4674666/14772poncedeleontrail_portcharlotte_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 1/12/2026 2:45:14 AM)
Listing courtesy of DOUGLAS ELLIMAN   Phone: 941-867-6199

William Raveis Family of Services

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
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Pedro DelgadilloInsurance Sales Director, William Raveis Insurance

305.922.5393

Pedro.Delgadillo@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

14772 PONCE DE LEON TRAIL, Port Charlotte, FL, 33981

$399,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $319,920 $319,920 $319,920
Term 360 months 360 months 180 months
Initial Interest Rate** 5.500% 5.990% 5.125%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.285% 6.132% 5.415%
Monthly Tax Payment $488 $488 $488
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,816 $1,916 $2,551
Total Monthly Payment $2,379 $2,479 $3,114

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.