401 27TH STREET W, Bradenton, FL, 34205 | $484,000

This stunning historic 1929 home is a hidden gem in the heart of the Manatee River District. Less than one mile from downtown Bradenton, it's also a short drive to Anna Maria Island's sugary sand beaches. This Spanish Mediterranean Revival home is bursting with charm, warmth and elegance, a rare find offering character and possibility in a special friendly, accessible neighborhood. On an expansive and beautifully landscaped large lot, this three-bedroom, 2. 5-bath versatile home offers rare flexibility with ample room to expand. Whether you envision adding onto the home, installing a pool or creating your dream outdoor living space, your options are unlimited without HOA or deed restrictions. You will appreciate the unique architectural design as you pull into the driveway, follow the walkway, and go on the front portico patio, ideal for sipping your morning coffee and enjoying sounds of nature. Once inside, feel the warmth and delight of bright open rooms flooded with light, original oak hardwood floors, wood-burning fireplace, large lighted ceiling fans, and a surprise behind the living room bookcase, where a half bath hides. The separate dining room features two built-in corner cabinets, fireplace and it opens to the fully equipped kitchen. Culinary enthusiasts can whip up gourmet meals and satisfying snacks for family and friends with stainless-steel appliances, including gas range. There is lots of storage space, a reverse osmosis water filtration and whole-house water softener system. Up the wide open staircase, discover the original heart of pine floors that lead to the primary bedroom en suite, your personal sanctuary, cozy and comfortable, with walk-in shower and spa jetted tub. Two light-filled guest bedrooms are relaxing retreats after a day of Florida adventures. One charms with its built in window seat. The guest bath features the restored original cast iron sink, walk-in shower, and new chair height Koehler toilet in all baths. Just off the dining room, a tiled, covered outdoor patio and expansive lighted pergola deck that spans the length of the house are ideal for entertaining. The large, private, tranquil backyard is beautifully landscaped and Florida-friendly with low maintenance plants, antique brick pavers, stones and shells. Bring all the toys! There's plenty of room for RV, boat, car and truck. This property is a wonderful family home or great rental Airbnb opportunity. Even though you’re just near the Manatee River, no flood insurance is required here. Minutes from downtown Bradenton and the popular Riverwalk as well as some of Florida’s best beaches, this century-old charmer has welcomed generations of family gatherings and holds happy memories. See for yourself why this house isn't just a place to live. It's a home to fall in love with.

Features

  • Rooms: 10
  • Bedrooms: 3
  • Baths: 2 full / 1 half
  • Lot Size: 65 x 106
  • Laundry: Inside, Laundry Room
  • Style: Historical, Mediterranean
  • Year Built: 1929
  • Garage: Alley Access, Driveway
  • Heating: Central, Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 1,723
  • Acreage: 0.16
  • Lot Size: 65 x 106
  • Est. Taxes: $1,731
  • Lot Desc: Historic District, City Lot, Landscaped, Level, Near Golf Course, Near Public Transit, Sidewalk
  • View: Garden
  • Elem. School: Ballard Elementary
  • Middle School: Martha B. King Middle
  • High School: Manatee High
  • Pet Policy: Cats OK, Dogs OK, Yes
  • Appliances: Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer, Water Filtration System, Water Softener, Whole House R.O. System
  • MLS#: A4673827
  • Days on Market: 1 day
  • Website: https://www.raveis.com
    /prop/A4673827/40127thstreetw_bradenton_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 12/24/2025 4:13:17 AM)
Listing courtesy of PREMIER SOTHEBY'S INTERNATIONAL REALTY   Phone: 941-383-2500

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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401 27TH STREET W, Bradenton, FL, 34205

$484,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $387,200 $387,200 $387,200
Term 360 months 360 months 180 months
Initial Interest Rate** 5.500% 6.125% 5.375%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.360% 6.304% 5.648%
Monthly Tax Payment $144 $144 $144
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,198 $2,353 $3,138
Total Monthly Payment $2,417 $2,572 $3,357

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.