1109 SEAGRAPE DRIVE, Ruskin, FL, 33570 | $519,900

One or more photo(s) has been virtually staged. Discover your personal slice of Florida paradise in the exclusive, gated, resort-style Southshore Yacht Club at Little Harbor. This new Lennar residence offers an immediate and elegant entry into the coastal lifestyle, featuring soaring ceilings, abundant natural light, and a spacious open-concept design that defines each tranquil day.

The thoughtfully designed Biscayne II floor plan is crafted for effortless flow, balancing entertaining spaces with private retreats. The ground floor encompasses the central living area and a flexible room ideal for use as a den or home office, along with a convenient half bath. At the heart of the home, the gourmet kitchen boasts light shaker-style cabinetry, smooth solid-surface countertops, and a generous central island that invites both culinary creativity and casual gatherings. Just beyond the kitchen, sliding glass doors open to an expansive covered patio finished with durable brick pavers, creating a serene setting for outdoor dining and relaxation. A spacious two-car garage provides ample storage and everyday convenience.

Upstairs, a versatile loft that can provide a secondary living area or family lounge, ideal for everyday relaxation separate from the main living space downstairs. The conveniently located upstairs laundry room enhances everyday functionality, while the private primary suite serves as a luxurious sanctuary, highlighted by a tray ceiling and a spa-like en-suite bath with dual vanities and an oversized, fully tiled walk-in shower. Live the resort vacation every day within this exclusive community. As a resident of the gated Southshore Yacht Club, you gain access to an unparalleled suite of resort-style amenities within Little Harbor. These features include a full-service marina with boat slips and water access, a community beach and pier, two pools (including a heated resort-style pool), a modern fitness center, tennis courts, and a playground. For the ultimate enjoyment, the community also offers beachfront dining and a Tiki Bar - perfect for taking in legendary Tampa Bay sunsets. Situated in Ruskin, Little Harbor is a serene and established coastal enclave renowned for its natural setting and immediate waterfront access. The community is home to a private, full-service marina, placing residents moments from boating, fishing, and direct access to the Gulf of Mexico. You are conveniently located near local dining, shopping, and golf, while remaining approximately 25 miles south of the vibrant cultural and entertainment hub of Tampa.

Features

  • Amenities: Gated, Recreation Facilities, Security, Vehicle Restrictions
  • Rooms: 11
  • Bedrooms: 3
  • Baths: 2 full / 1 half
  • Lot Size: 55 x 99.38
  • Laundry: Inside, Laundry Room, Upper Level
  • Year Built: 2024
  • Garage: 2-car Covered, Driveway, Garage Door Opener
  • Heating: Central, Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 2,447
  • Acreage: 0.13
  • Lot Size: 55 x 99.38
  • Est. Taxes: $5,779
  • HOA Fee: $175 Monthly
  • Lot Desc: In County, Landscaped, Near Marina, Private, Sidewalk
  • View: Park/Greenbelt, Trees/Woods
  • Elem. School: Thompson Elementary
  • Middle School: Shields-HB
  • High School: Lennard-HB
  • Pet Policy: Breed Restrictions, Cats OK, Dogs OK, Number Limit, Yes
  • Appliances: Built-In Oven, Dishwasher, Disposal, Dryer, Electric Water Heater, Exhaust Fan, Ice Maker, Microwave, Range, Range Hood, Refrigerator, Washer
  • MLS#: TB8455920
  • Days on Market: 54 days
  • Website: https://www.raveis.com
    /prop/TB8455920/1109seagrapedrive_ruskin_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 2/28/2026 8:47:06 AM)
Listing courtesy of EXP REALTY LLC   Phone: 888-883-8509

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
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  • Has access to hundreds of loan programs, all at competitive rates
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Pedro DelgadilloInsurance Sales Director, William Raveis Insurance

305.922.5393

Pedro.Delgadillo@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

1109 SEAGRAPE DRIVE, Ruskin, FL, 33570

$519,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $415,920 $415,920 $415,920
Term 360 months 360 months 180 months
Initial Interest Rate** 5.250% 5.875% 5.125%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.112% 6.520% 5.415%
Monthly Tax Payment $482 $482 $482
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $2,297 $2,460 $3,316
Total Monthly Payment $2,871 $3,034 $3,890

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.