11296 OLIVE CIRCLE, Punta Gorda, FL, 33955 | $150,000

Own the land, skip the lot rent, and enjoy turnkey canal-front Florida living from day one. This turnkey canal-front home offers an easy Florida lifestyle with privacy, flexibility, and major updates already completed. Fully renovated from top to bottom in 2022, this 1 bedroom + FLEX ROOM, 1. 5 bathroom home features vinyl flooring throughout. The updated kitchen includes new appliances, and major upgrades provide peace of mind for years to come, including a new roof in 2022, AC in 2023, water heater in 2021, and a newer well. Sold turnkey furnished, this home is truly move-in ready. Step outside and enjoy the tranquil canal-front setting, perfect for relaxing and taking in the natural surroundings. Located on a quiet street, the property offers a sense of privacy while still being conveniently positioned just 10 minutes from Punta Gorda Airport and 5 minutes from I-75. Two exterior sheds provide excellent storage, with one housing the washer and dryer. Additional features include a 30 amp RV outlet, no deed restrictions, insurability, and a non-flood zone location. Whether you are searching for a full-time residence, seasonal getaway, or investment opportunity, this property offers endless possibilities and a serene slice of Florida living.

Features

  • Rooms: 6
  • Bedrooms: 1
  • Baths: 1 full / 1 half
  • Laundry: Outside
  • Year Built: 1974
  • Garage: Driveway
  • Heating: Central, Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 720
  • Acreage: 0.18
  • Est. Taxes: $1,811
  • Lot Desc: In County
  • View: Water
  • Water Front: Yes
  • Elem. School: East Elementary
  • Middle School: Punta Gorda Middle
  • High School: Charlotte High
  • Appliances: Dishwasher, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer, Water Softener
  • MLS#: C7518975
  • Days on Market: 148 days
  • Website: https://www.raveis.com
    /prop/C7518975/11296olivecircle_puntagorda_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/12/2026 6:10:47 AM)
Listing courtesy of RE/MAX HARBOR REALTY   Phone: 941-639-8500

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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Our Insurance Division:

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11296 OLIVE CIRCLE, Punta Gorda, FL, 33955

$150,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $120,000 $120,000 $120,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.875% 6.375% 5.490%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.324% 6.500% 5.710%
Monthly Tax Payment $151 $151 $151
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $710 $749 $980
Total Monthly Payment $936 $975 $1,206

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.