185 COLONY POINT DR., Punta Gorda, FL, 33950 | $995,000

CUSTOM BUILT FULLY FURNISHED WATERFRONT HOME ON EXTRA LARGE VIVANTE LAKE LOT IN BEAUTIFUL PUNTA GORDA ISLES! Drammatic double door entry with double retractable screens for maximum fresh air flow. Beautifully appointed great room style open floorplan home with 14' high coffered ceiling, 8' doors, and 10' zero corner sliding glass doors opening to a beautiful lake view. Porcelain tile plank flooring everywhere except den and primary bedroom which are quality hard wood composite. Large open kitchen with 42' wood cabinets, granite counters, breakfast bar, pantry closet and more. Formal dining room overlooks waterfront. Primary bedroom with 2 walk-in closets and en-suite bath featuring walk through double shower, dual sinks, soaking tub, and private commode closet. Third bedroom features an en-suite bath with walk-in shower and pool access. Large double door den off entry foyer. Inside laundry room with sink and cabinets. The exterior features a double lanai with pavers: Large 33 x 9 area with outdoor kitchen and grill and a second 22 x 12 area that adds to the expansive outdoor lakefront entertaining area which includes a large, heated saline pool with pebble tech type surface all within a new screened enclosure featuring ultraview screening for wide, unobstructed water views. Other features include dual entertainment systems (lanai and den) with built-in speakers, electric roll down see-through Kevlar type storm curtains, new metal tile roof, and brand-new A/C. Quiet, non-through street just a half mile to Ponce De Leon Park with a beautiful small beach and boat launch. 5 minutes to Isles Yacht Club, Fishermen’s Village, and downtown historic Punta Gorda with community events and entertainment. AREA INFO: Downtown Punta Gorda is located on the Gulf Coast of Southwest Florida, approximately 2 miles west of 1-75 off Exit 164 and features EASY ACCESS TO WORLD CLASS FISHING IN CHARLOTTE HARBOR AND THE GULF OF AMERICA. By sea, Punta Gorda is located on Charlotte Harbor about 30 minutes by water from Port Boca Grande and Boca Grande Pass known as the Tarpon Fishing capital of the world. Punta Gorda features historic Fisherman's Village with its many shops, galleries, boutiques, restaurants and a museum. The charming downtown area of Punta Gorda features quaint cafes, restaurants, and art galleries. There are many public and semi-private golf courses within the greater Port Charlotte/Punta Gorda area which is conveniently and quietly located approximately 50 miles south of Sarasota, 24 miles north of Fort Myers, 125 miles from Orlando and Disney World, approximately 40 minutes to the Southwest Florida International Airport, and only 15 minutes to Punta Gorda Airport.

Features

  • Rooms: 12
  • Bedrooms: 3
  • Baths: 3 full
  • Lot Size: 105 x 120 x 76 x 57 x 120
  • Laundry: Inside, Laundry Room
  • Year Built: 2017
  • Garage: 3-car Circular Driveway, Driveway, Garage Door Opener, Oversized
  • Heating: Central, Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 2,562
  • Acreage: 0.34
  • Lot Size: 105 x 120 x 76 x 57 x 120
  • Est. Taxes: $15,212
  • Lot Desc: Oversized Lot, Street Dead-End
  • View: Pool, Water
  • Elem. School: Sallie Jones Elementary
  • Middle School: Punta Gorda Middle
  • High School: Charlotte High
  • Pool: Gunite, Heated, In Ground, Salt Water, Screen Enclosure
  • Appliances: Dishwasher, Dryer, Electric Water Heater, Exhaust Fan, Microwave, Range, Range Hood, Refrigerator, Washer
  • MLS#: C7519007
  • Days on Market: 26 days
  • Website: https://www.raveis.com
    /prop/C7519007/185colonypointdr_puntagorda_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 1/13/2026 2:23:21 AM)
Listing courtesy of CENTURY 21 SUNBELT REALTY   Phone: 941-625-6120

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NMLS Mortgage Loan Originator ID 16953

917.838.7300

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185 COLONY POINT DR., Punta Gorda, FL, 33950

$995,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $796,000 $796,000 $796,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.500% 6.000% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.241% 6.121% 5.979%
Monthly Tax Payment $1,268 $1,268 $1,268
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $4,520 $4,772 $6,610
Total Monthly Payment $5,880 $6,132 $7,970

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.