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This is your chance to create the ultimate Florida waterfront escape. With **direct Gulf access—no bridges and no tide concerns—**this property delivers the kind of boating lifestyle most people only dream about. Step out your back door onto your private dock, where boating, fishing, kayaking, paddle boarding, and sunset cruises are part of everyday life. Just a few lots from open water, you’re only minutes by boat to the Gulf and John’s Pass. Inside, this 2-bedroom, 2-bath home is ready for transformation. Whether you envision a breezy coastal retreat, a stylish modern remodel, or a cozy waterfront getaway, the layout provides a solid canvas to bring your vision to life. The home offers endless potential to be re-imagined and customized to your taste—making it an exciting opportunity for buyers who want to design their own piece of paradise. Set within a friendly 55+ community, your boat stays right in your backyard, and the **community-maintained seawall—already redone and in great condition—**adds confidence as you renovate. Best of all, low HOA dues of just $255/month include water, sewer, trash, lawn care, plus access to the community pool and clubhouse, allowing you to focus your investment on the home itself. End each day with peaceful water views and glowing sunsets, knowing you’re not just buying a home—you’re building a waterfront lifestyle tailored exactly to you. Opportunities like this, with Gulf access, a private dock, and rehab potential, are rare. Bring your vision and make it extraordinary.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$198,780
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $159,024 | $159,024 | $159,024 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.500% | 5.990% | 5.125% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.285% | 6.132% | 5.415% |
| Monthly Tax Payment | $334 | $334 | $334 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $903 | $952 | $1,268 |
| Total Monthly Payment | $1,312 | $1,361 | $1,677 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.