25 Ridge Road, Beaufort, SC, 29907 | $1,795,000

Second chance—don't miss it this time!

Welcome to one of Cat Island's most distinguished addresses—Ridge Road, where timeless craftsmanship meets refined coastal luxury. Situated on a scenic tidal creek with sweeping views and gentle breezes, this stunning New construction custom ranch offers effortless one-level living.

Step inside to discover European white oak flooring, Serena & Lily designer wallpaper, and Visual Comfort lighting throughout, setting a tone of understated elegance. The open-concept chef's kitchen is anchored by a 48-inch Sub-Zero refrigerator, 48-inch WOLF dual fuel range, and dual Bosch dishwashers, all framed by clean lines and sophisticated finishes ideal for both daily living and entertaining. Walls of Marvin hurricane-impact windows bathe the interior in natural light and frame tranquil creekside views, while indoor and outdoor fireplaces add year-round warmth and charm. Enjoy relaxed mornings or lively evenings on your expansive composite porches, designed for coastal durability and low maintenance. The owner's suite is a serene retreat, featuring a massive custom closet, spa-like bath and wet room. A spacious room above the garage with full bath offers flexible space for guests, a studio, or private office. The epoxied garage floor, dedicated golf cart bay, and generous storage room elevate utility without sacrificing style. Thoughtfully appointed, this home is a rare opportunity to own a slice of Lowcountry luxury in a sought-after community known for its natural beauty and easy coastal lifestyle. Schedule your private tour today and experience the best of Beaufort living on Cat Island. Club membership required for use of club amenities. Owner is licensed real estate agent. This material is based upon information, which we consider reliable, but because it has been supplied by third parties, we cannot represent that it is accurate or complete, and it should not be relied upon as such.

Features

  • Amenities: Pickleball, Tennis Court(s), Golf, Pool, Clubhouse
  • Bedrooms: 4
  • Baths: 3 full / 1 half
  • Style: Ranch w/Bonus Room Over Garage
  • Development: Ladys Island
  • Year Built: 2025
  • Garage: 2 Bay Attached
  • Heating: Propane Leased, Heat Pump
  • Cooling: Central Air, Heat Pump
  • Basement: No
  • Approx Sq. Feet: 3,420
  • Acreage: 0.6
  • HOA Fee: $980 Annually
  • Appliances: Gas Range, Tankless, Auto/Gar/Opener, Dishwasher, Disposal, Dryer, Fireplace/Equipment, Microwave, Refrigerator, Washer, Wine Refrigerator
  • MLS#: 191037
  • Days on Market: 191 days
  • Website: https://www.raveis.com
    /eprop/191037/25ridgeroad_beaufort_sc?source=qrflyer
This information is deemed reliable, but not guaranteed. Neither the Lowcountry Regional MLS, nor the listing broker, nor their agents or subagents are responsible for the accuracy of the information. The buyer is for use by its members and is not intended for use for any other purpose. Source: LowCountry Regional MLS
Listing courtesy of Lowcountry Real Estate   Phone: 843-521-4200

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Customer Service

888.699.8876

Contact@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

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To learn more about our credentials, visit raveis.com today.

Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

25 Ridge Road, Beaufort, SC, 29907

$1,795,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $1,436,000 $1,436,000 $1,436,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.500% 6.000% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.241% 6.121% 5.979%
Monthly Tax Payment N/A N/A N/A
H/O Insurance Payment $125 $125 $125
Initial Principal & Interest Pmt $8,153 $8,610 $11,925
Total Monthly Payment $8,278 $8,735 $12,050

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.