W SPRUCE STREET, Tarpon Springs, FL, 34689 | $299,900

DISCOVER A RARE OPPORTUNITY TO OWN A BUILDABLE RESIDENTIAL LOT LOCATED WITHIN THE WORLD-FAMOUS TARPON SPRINGS, FLORIDA SPONGE DOCKS DISTRICT, IN THE VERY HEART OF GREEK TOWN USA. THIS PRIME HOMESITE ALLOWS YOU TO BUILD YOUR DREAM HOME JUST BLOCKS FROM THE ICONIC SPONGE DOCKS, KNOWN WORLDWIDE FOR THEIR UNIQUE HISTORY, VIBRANT WATERFRONT SETTING, AND AUTHENTIC GREEK CULTURE. ENJOY LIVING IN AN AREA LOADED WITH CHARMING SHOPS, RENOWNED GREEK RESTAURANTS, TRADITIONAL GREEK BAKERIES, AND LOCAL GREEK GROCERIES AND DELIS THAT MAKE THIS AREA A DESTINATION UNLIKE ANY OTHER. THE SPONGE DOCKS OFFER SEVERAL BOAT TOURS THAT ALLOW YOU TO EXPLORE THE PRISTINE WATERS OF THE ANCLOTE RIVER ALL THE WAY OUT TO THE BEAUTIFUL GULF OF MEXICO. EMBARK ON A FISHING PARTY BOAT ADVENTURE IN THE GULF, OR CHARTER YOUR OWN PRIVATE FISHING EXPERIENCE FROM THE CITY MARINA WITH A KNOWLEDGEABLE LOCAL GUIDE. FOR BOATING ENTHUSIASTS, CONVENIENT BOAT RENTALS ARE AVAILABLE THROUGH TWO LOCAL BOAT CLUBS IN THE AREA, MAKING WATER ACCESS SIMPLE AND ENJOYABLE. THE AREA COMES ALIVE YEAR-ROUND WITH MULTIPLE FESTIVALS AND COMMUNITY EVENTS HELD AT THE SPONGE DOCKS AND ALONG THE HISTORIC DOWNTOWN TARPON AVENUE DISTRICT. THE PROPERTY ALREADY FEATURES A 900 SQUARE FOOT SOLID CONCRETE TWO-CAR GARAGE, COMPLETE WITH ELECTRIC AND PLUMBING, PROVIDING IMMEDIATE FUNCTIONALITY AND FLEXIBILITY. IF YOU BUILD YOUR NEW HOME HIGH ENOUGH, YOU CAN ENJOY FULL WATER VIEWS OF THE ANCLOTE RIVER AND THE CANAL ACROSS THE STREET. THIS HOMESITE IS CENTRALLY LOCATED NEAR EVERYTHING TARPON SPRINGS HAS TO OFFER, WITH THE HISTORIC DOWNTOWN DISTRICT JUST MINUTES AWAY. THREE LOCAL BEACHES, MARINAS, AND FOUR A-RATED SCHOOLS ARE ALL CLOSE BY, MAKING THIS AN EXCEPTIONAL LOCATION FOR BOTH FULL-TIME LIVING AND A LIFESTYLE RETREAT IN ONE OF FLORIDA’S MOST ICONIC COASTAL COMMUNITIES.

Features

  • Lot Size: 80 x 111
  • Elem. School: Tarpon Springs Elementary-PN
  • Middle School: Tarpon Springs Middle-PN
  • High School: Tarpon Springs High-PN
  • MLS#: W7881420
  • Days on Market: 79 days
  • Website: https://www.raveis.com
    /prop/W7881420/wsprucestreet_tarponsprings_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/24/2026 11:49:18 PM)
Listing courtesy of FIRST FLORIDA REALTY LLC   Phone: 727-460-1314

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Customer Service

888.699.8876

Contact@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

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To learn more about our credentials, visit raveis.com today.

Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Pedro DelgadilloInsurance Sales Director, William Raveis Insurance

305.922.5393

Pedro.Delgadillo@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

W SPRUCE STREET, Tarpon Springs, FL, 34689

$299,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $239,920 $239,920 $239,920
Term 360 months 360 months 180 months
Initial Interest Rate** 6.250% 6.490% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.474% 6.640% 5.972%
Monthly Tax Payment N/A N/A N/A
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,477 $1,515 $1,992
Total Monthly Payment $1,552 $1,590 $2,067

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.