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Wake up to peaceful lake views and end your evenings on the screened lanai, watching the light change over the water. This thoughtfully designed 2023 home in Saint Augustine blends modern comfort with the kind of easy living that just feels right from the moment you walk in. The layout is both open and intentional, with high ceilings and natural light filling the space throughout the day. The primary suite is tucked away on the main level and looks out over the lake, an ideal retreat at the end of a long day. You'll love the spa-like bathroom with double vanities, a generous walk-in closet, and a clever bonus storage area hidden beneath the staircase. Upstairs, a spacious loft offers flexibility for real life, whether you need a home office, playroom, media space, or even a fourth bedroom. Every detail has been considered, from the stylish finishes and window blinds to the ample storage throughout the home. The two-car garage includes a Tesla charger, adding everyday convenience, and the screened lanai and sprinkler system make outdoor living effortless. This home has been meticulously maintained and is truly move-in ready. Located in a beautifully planned community surrounded by parks, ponds, creeks, and scenic sidewalks, it's easy to stay active with morning runs, bike rides, or evening strolls. Residents enjoy community pools, playgrounds, and wide open green spaces and the HOA is just $60/month, including free WiFi. Daily errands are simple with Publix only three minutes away, while downtown St. Augustine and the beach are an easy 10-20 minute drive. Whether you're craving history, dining, or ocean air, it's all close by. This is more than a house, it's a smooth transition into your next chapter. Come see it for yourself and imagine what life here could look like.
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Our Executive Mortgage Banker:
Our Insurance Division:
$432,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $345,600 | $345,600 | $345,600 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.625% | 5.990% | 5.125% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.322% | 6.144% | 5.415% |
| Monthly Tax Payment | $551 | $551 | $551 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,989 | $2,070 | $2,756 |
| Total Monthly Payment | $2,615 | $2,696 | $3,382 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.