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**LOCATION is EVERYTHING! BIG PRICE IMPROVEMENT! Don’t miss this beautiful home in the heart of Lakeland, with stunning views of Lake Bonny right outside your front door! This property is perfect for first-time homebuyers, growing families, or investors looking to expand their portfolios, offering endless potential. Situated on an oversized 0. 36-acre lot, there’s plenty of space for future projects, additions, or upgrades. The backyard includes both a storage shed and a workshop, providing extra functionality and convenience. Inside, you'll find a warm, inviting layout with 2 bedrooms, a cozy family room, and a private office/den with an original wood ceiling. The charming dining room beautifully brings the home together. From the moment you open the front door, you're greeted with stunning views of Bonny Lake, which includes access to a public boat ramp for outdoor enjoyment. Located just 2 miles from downtown Lakeland, you'll be close to restaurants, shopping, parks, memorials, and year-round events. The roof was replaced in 2015, making this a rare opportunity to own this beautiful property in a prime location. Schedule your showing today -- Seller is motivated!
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
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To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$233,300
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $186,640 | $186,640 | $186,640 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.625% | 6.625% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.133% | 6.739% | 5.952% |
| Monthly Tax Payment | $285 | $285 | $285 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,074 | $1,195 | $1,550 |
| Total Monthly Payment | $1,434 | $1,555 | $1,910 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.