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Fabulous opportunity to own a BEACH condo at only $349K! EZ Access ground floor location, updated interior includes new kitchen, plank tile floors throughout, new sliding doors & updated baths. Unit offers ample closet storage + large locked area on porch great for all the beach toys, Full size washer/dryer in unit. Offered completely furnished turnkey for immediate enjoyment. Excellent quiet location to relax on the large screen porch & hear the ocean waves lap ashore. St Augustine Beach & Tennis has 2 pools, clubroom, gated beach access to miles of sugar white sand perfect for sunning, swimming, fishing, biking & relaxing, RV & boat parking onsite, prof property mgmt. Buildings have undergone updates & offer solid concrete construction. Owners may have 2 pets, Short Term Vacation rentals are allowed 5 day minimum. Centrally located to 2 grocery stores, tons of restaurants, farmer's market, amphitheater & 10 min to the Historic District of St Augustine. BEST BEACH BUY!!!! Condo Fees are $676. 11 monthly and include water, sewer, trash, pest control, cable TV, internet, Building insurance, professional property mgmt, upkeep of the grounds, buildings and amenities, reserve funding. No special assessments planned as projects have been completed from 2024 Milestone reports. It's the perfect time to buy!
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$349,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $279,200 | $279,200 | $279,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.625% | 5.990% | 5.125% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.322% | 6.156% | 5.415% |
| Monthly Tax Payment | $465 | $465 | $465 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,607 | $1,672 | $2,226 |
| Total Monthly Payment | $2,147 | $2,212 | $2,766 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.