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Move-in ready and thoughtfully remodeled in one of St. Pete’s most loved neighborhoods—this Shore Acres home delivers the updates buyers want with the lifestyle everyone talks about. Inside, you’re welcomed by a stunning kitchen remodel featuring a quartz island, abundant cabinetry, pantry storage, new stainless appliances, and a classic subway tile backsplash—clean, bright, and made for everyday living. The split floorplan offers two bedrooms on the right with a beautifully remodeled shared bath, while the primary suite is tucked privately on the opposite side with an en-suite bath, a large walk-in closet, and a convenient closet with washer/dryer hookups. A bonus room off the primary suite adds flexibility for a home office, nursery, or workout space. Step outside to a large fenced lot with plenty of room to play, entertain, garden, or add your dream outdoor setup. Major improvements are already done with a newer roof (2024) and HVAC (2025). Shore Acres is a neighborhood that everyone loves—known for its active community vibe, newly built rec center with pool and activities for all ages, nearby parks, beloved holiday events, and an easy ride to waterfront downtown for local cuisine, St Pete Pier, shopping, and everything that makes this city shine. Don't miss out on this opportunity today!
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Our Executive Mortgage Banker:
Our Insurance Division:
$350,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $280,000 | $280,000 | $280,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.625% | 5.990% | 5.125% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.322% | 6.156% | 5.415% |
| Monthly Tax Payment | $195 | $195 | $195 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,612 | $1,677 | $2,233 |
| Total Monthly Payment | $1,882 | $1,947 | $2,503 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.