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Step back in time with this distinguished Colonial gem The Jacob Metcalf House nestled on a gracious corner lot in the Arnold Mills area of Cumberland. Built circa 1780, this unique four-bay, two-story, flank-gable structure once belonged to Jacob Metcalf (1818 1867), son of Ebenezer Metcalf, Jr. Lovingly updated with modern comforts, the kitchen received a full renovation in 2008, featuring new cabinetry, granite countertops, a double sink, dishwasher, and propane-equipped gas stove. A 4-bed septic system, installed in 1984, provides dependable infrastructure for contemporary living. Inside, nearly 1, 728 sq ft of flexible living space awaits your vision whether that means preserving original details or reimagining rooms with bold updates. Outside, a welcoming deck overlooks verdant surroundings, while the property remains conveniently located near shopping, dining, top-rated schools, and highway access. Whether you're drawn to its heritage as a historic residence, envision modernizing its interiors, or prefer its potential for thoughtful expansion, this home is a rare canvas blending history and opportunity in the desirable Arnold Mills enclave. Some pictures have been virtually staged. Seller has never occupied the property. Being Sold as is.
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William Raveis Real Estate
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William Raveis Mortgage, LLC
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Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $280,000 | $280,000 | $280,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.625% | 5.990% | 5.125% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.322% | 6.144% | 5.415% |
| Monthly Tax Payment | $330 | $330 | $330 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,612 | $1,677 | $2,233 |
| Total Monthly Payment | $2,017 | $2,082 | $2,638 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.