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Imagine ending every day with glowing sunsets over the water—right from your own backyard. Welcome to 12637 4th Isle in Hudson, a beautifully remodeled 2-bedroom waterfront retreat where canal-front living, direct Gulf access, and unforgettable evening views create the ultimate Florida lifestyle. Seller is offering the buyer $10, 000 at closing for use at the buyer’s discretion, adding even more value to this exceptional waterfront opportunity.
Perfect for boaters, anglers, and snowbirds, this 1, 340 sq ft single-family home sits along a peaceful canal and features a private dock with secure pilings ready for a boat lift, plus an enhanced seawall completed in 2022. Whether you’re cruising the Gulf or relaxing dockside as the sky lights up in brilliant colors, this home delivers waterfront living at its finest.
Step inside to discover a thoughtfully updated interior filled with warm coastal tones and natural light streaming through hurricane-rated windows. The fully renovated kitchen is a showpiece, showcasing custom cherry wood cabinetry, Curava Savaii countertops made from recycled glass and seashells, a soft light-blue backsplash, and brand-new appliances. The kitchen flows seamlessly into a spacious dining area, perfect for hosting family and friends, and continues into an enclosed patio ideal for enjoying ocean breezes year-round.
Throughout the home, refinished terrazzo floors add timeless style, while both bathrooms have been tastefully modernized. Custom closets in the bedrooms and pantry maximize storage, and the generous primary bedroom easily accommodates a king-size bed.
Outside, the lifestyle truly shines. A large covered patio invites outdoor dining, grilling, and sunset gatherings, while the fully fenced backyard offers privacy and space for pets or entertaining. The exterior was freshly painted in 2025 and includes roll-down hurricane shutters, an upgraded garage door, a one-car garage, and a wide driveway for ample parking.
With no HOA, low annual taxes, and a prime location just minutes from Hudson Beach, marinas, waterfront restaurants, and shopping, this home offers exceptional value wrapped in a relaxed Gulf Coast lifestyle. Schedule your private showing today—you’ll feel right at home the moment you arrive. This property includes an assumable, affordable flood insurance policy, offering added peace of mind!
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William Raveis Real Estate
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Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $319,920 | $319,920 | $319,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.000% | 6.375% | 5.500% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.395% | 6.508% | 5.794% |
| Monthly Tax Payment | $369 | $369 | $369 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,918 | $1,996 | $2,614 |
| Total Monthly Payment | $2,362 | $2,440 | $3,058 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.