12637 4TH ISLE, Hudson, FL, 34667 | $399,900

Looking for an affordable 2-bedroom single-family home in Hudson with Canal Access? Welcome to 12637 4th Isle — a fully remodeled waterfront retreat offering direct Gulf access, Stunning Sunsets, and thoughtfully updated finishes throughout. Perfect for Boaters, Fisher’s, and Snowbirds. This 1, 340-square-foot residence is situated on a 0. 14-acre parcel and features a private dock, secure pilings prepared for a boat lift, and an enhanced seawall completed in 2022. The interior offers a newly renovated kitchen that is the true highlight of this home, featuring Custom Cherry Wood Cabinetry, Curava Savaii countertops made from recycled glass and seashells, beautiful light blue back splash, and brand-new appliances. From the kitchen, step into a spacious dining area ideal for gathering with family and friends-- then move out to the enclosed patio to take in the ocean breeze. The whole interior features warm coastal colors, giving the space a serene and welcoming feel, and both bathrooms have received impressive modern upgrades. Smartly designed custom closets in the bedrooms and pantry maximize storage throughout the home. Plenty of room for your king size bed in the primary bedroom. Natural light streams through the hurricane-rated windows, highlighting the gleaming refinished Terrazzo floors that extend effortlessly throughout the home. The exterior was freshly painted in 2025 and includes roll-down hurricane shutters, an upgraded garage door, and clean, low-maintenance landscaping. You can enjoy the large, covered patio---perfect for outdoor dining, grilling, and watching the sunset over the canal. A fully fenced backyard offers added privacy and space for pets or entertainment, and the 1-car garage and wide driveway provide ample parking. Enjoy peaceful waterfront living with no HOA and low annual taxes—an ideal blend of value and beauty. Just minutes from Hudson Beach, Marinas, Waterfront restaurants, and Shopping makes it the ideal combination of comfort, access, of a Florida lifestyle. The minute you walk through the door, you will feel you are at home. Schedule your tour today!!

Features

  • Rooms: 7
  • Bedrooms: 2
  • Baths: 2 full
  • Laundry: In Garage
  • Year Built: 1971
  • Garage: 1-car
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 1,340
  • Acreage: 0.14
  • Est. Taxes: $4,425
  • View: Water
  • Elem. School: Gulf Highland Elementary
  • Middle School: Bayonet Point Middle-PO
  • High School: Fivay High-PO
  • Appliances: Dishwasher, Dryer, Electric Water Heater, Microwave, Range, Refrigerator
  • MLS#: W7881385
  • Days on Market: 26 days
  • Website: https://www.raveis.com
    /prop/W7881385/126374thisle_hudson_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 1/12/2026 4:27:43 AM)
Listing courtesy of WEICHERT REALTORS FL TROPICS   Phone: 352-688-7997

William Raveis Family of Services

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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Pedro DelgadilloInsurance Sales Director, William Raveis Insurance

305.922.5393

Pedro.Delgadillo@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

12637 4TH ISLE, Hudson, FL, 34667

$399,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $319,920 $319,920 $319,920
Term 360 months 360 months 180 months
Initial Interest Rate** 5.500% 5.990% 5.125%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.285% 6.132% 5.415%
Monthly Tax Payment $369 $369 $369
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,816 $1,916 $2,551
Total Monthly Payment $2,260 $2,360 $2,995

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.