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RARE OPPORTUNITY – LAKE HARRIS WATERFRONT HOME WITH ACREAGE + PRIVATE IN-LAW SUITE – NO HOA!
Lakefront homes with ACREAGE, DIRECT WATER ACCESS, and a PRIVATE IN-LAW SUITE on the HARRIS CHAIN OF LAKES rarely come available. This spacious 5-BEDROOM, 3-BATH custom home sits on 1. 29 ACRES with 83 FT OF DIRECT LAKE HARRIS FRONTAGE, offering the perfect combination of space, flexibility, and true Florida waterfront living.
The private IN-LAW SUITE is ideal for multigenerational living, guests, or rental income and includes 2 bedrooms, 1 bathroom, a full kitchen, dining area, family room, and its own private entrance.
The main home features 3 bedrooms and 2 bathrooms, a bright kitchen with breakfast bar, dining area, and a comfortable family room designed for everyday living.
Both living areas open to a large covered and screened lanai, creating the perfect indoor-outdoor living space to relax and enjoy peaceful waterfront surroundings.
Recent improvements include LUXURY VINYL FLOORING, SPLIT A/C SYSTEMS, NEWER ROOF, SERVICED SEPTIC WITH NEWER DRAIN FIELD, NEWER WELL FILTER, AND A NEW WELL PRESSURE TANK.
Outside you'll find a 2-CAR GARAGE, TWO STORAGE SHEDS, and plenty of room to add a pool, workshop, or additional outdoor living space.
With NO HOA, bring your boat, RV, and all your outdoor toys. Enjoy direct access to Lake Harris and the entire Harris Chain of Lakes, known for world-class boating, bass fishing, and waterfront dining. A public boat ramp is nearby, and the property offers potential for adding a private dock or boathouse.
Conveniently located near shopping, dining, and schools while still offering the peace and privacy of lakefront acreage living.
Opportunities like this on the Harris Chain of Lakes are limited—schedule your private showing today.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$649,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $519,920 | $519,920 | $519,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.000% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.395% | 6.545% | 5.900% |
| Monthly Tax Payment | $363 | $363 | $363 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,117 | $3,244 | $4,283 |
| Total Monthly Payment | $3,572 | $3,699 | $4,738 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.