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Charming 1940s Cottage in Byrnes Downs, Steps from AvondaleWelcome to this classic 1940's cottage-style home in the highly sought-after Byrnes Downs neighborhood, just steps away from Avondale's beloved shops and restaurants. Full of charm from the moment you arrive, the home features inviting window boxes, wood shutters, mature oak trees, creative landscaping, a new driveway, and a freshly painted brick exterior. Inside, timeless character meets modern updates. Designer wallpaper, a color drenched dining room, and Farrow and Ball paint elevate the interior, while wood floors flow throughout the home. The kitchen includes custom in-set cabinetry and blends seamlessly with the charm of the original cottage style. Storage is abundant and rare for the area withStorage is abundant and rare for the area with multiple closets, a dedicated mudroom/pantry, and an encapsulated crawl space for year-round efficiency. The primary suite offers a modern walk-in closet, two additional closets, and an en suite bath. Additional bedrooms and living spaces are light-filled and inviting, making the home feel both cozy and functional. Step outside to a charming backyard retreat complete with a refinished deck, a newly added patio area, and professional landscaping, perfect for entertaining or relaxing under the oak canopy. Enjoy quick access to the West Ashley Greenway and a short drive to downtown Charleston. Architectural plans for a future ADU are also available, offering excellent potential for expansion or investment. About Byrnes Downs: Developed in the mid-1940s, Byrnes Downs was originally built to help meet housing needs during and after World War II, quickly becoming home to many returning veterans and their families. Named for South Carolina statesman James F. Byrnes, the neighborhood is known for its tree-lined streets, cottage-style homes, and enduring sense of community. Its walkability and historic charm continue to make it one of West Ashley's most treasured neighborhoods.
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Our Executive Mortgage Banker:
Our Insurance Division:
$919,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
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|---|---|---|---|
| Loan Amount | $735,200 | $735,200 | $735,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.500% | 6.000% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.229% | 6.098% | 5.972% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $4,174 | $4,408 | $6,105 |
| Total Monthly Payment | $4,266 | $4,500 | $6,197 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.