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OPPORTUNITY KNOCKS! Unleash your vision in this highly desirable Copper Ridge neighborhood. this spacious, open floorplan, 3 bedroom, 2 bath, 2 car garage home offers the perfect canvas for your design aspirations. High and dry - was not affected by hurricanes Milton or Helene! This home boasts generous square footage with plenty of natural light. This is the perfect opportunity for someone looking to build instant equity. Minor cosmetic updates could transform this well-loved home into the home of your dreams…Just imagine all the possibilities! New roof (2021), gas hot water heater (2024) and AC (2019) - all of the big-ticket items have already been taken care of! The kitchen has plenty of cabinet space for optimal storage and functionality, newer refrigerator and dishwasher, and French doors that lead out to the backyard for easy entertaining. Master bedroom offers and en-suite bathroom with a walk-in closet. There is no carpet in this home. The ceramic tile/laminate/wood flooring makes it so easy to maintain. The location is prime - Copper Ridge is a popular community near top-rated schools. Close to shopping, dining and very convenient to I4 and I75. Easy access to Brandon Towne Center, BayCare Hospital and Urgent Care, Brandon Regional Hospital. It's a short drive to downtown Tampa and Tampa International Airport making it convenient for work and/or play (Walt Disney World is only an hour away!). There are plenty of parks nearby as well - Bloomingdale East Park and Valrico Park for playgrounds/trails, plus larger county parks such as Stearns Road Park, Buckhorn Park, Edward Medard Conservation Park, and Alderman's Ford Park, offering diverse options from sports fields to nature trails and boardwalks, all within a short drive. Schedule your showing today!
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Our Executive Mortgage Banker:
Our Insurance Division:
$285,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $228,000 | $228,000 | $228,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.500% | 5.990% | 5.125% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.285% | 6.132% | 5.415% |
| Monthly Tax Payment | $198 | $198 | $198 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,295 | $1,366 | $1,818 |
| Total Monthly Payment | $1,568 | $1,639 | $2,091 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.