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WOW! Hard to find at this price! This WATERFRONT canal home sits on a wide canal with direct access to Charlotte Harbor and the Gulf. A composite dock makes boating and relaxing on the water easy. And a lovely, heated pool that was put in 2022.
As you enter the front door, you’re welcomed by a beautiful view of the canal. Nearly all windows are impact-rated except for one in the den. The dining area features a new double-pane slider with an accordion shutter. To the right is a den/third bedroom that can also be converted back to a garage; it’s fully finished with a split A/C unit installed in Aug ’24. House is fully filtered by Rain Soft.
The home offers many recent upgrades, including a newer front lanai/porch, backyard privacy fence, roof, siding, shutters, and landscaping. The newer washer and dryer are conveniently located in their own room off the den. All ceiling fans throughout the home have been replaced. Vaulted Ceilings.
The kitchen features new cabinets, quartz countertops, stone backsplash, stainless steel appliances (2020), a new light fixture, and a touch-activated faucet. The dining area opens to an enlarged covered patio with a small screened-in pool overlooking the canal leading out to Charlotte Harbor. To the right is a new patio perfect for grilling, hanging beach towels, or simply enjoying the outdoors.
The composite dock offers the perfect place to relax with morning coffee, watch fish jump, spot manatees, or take in sunrise and sunset views. Fish right from your dock or head out by boat for bigger adventures.
The living room offers a cozy area for gatherings or quiet reading. Down the hall, you’ll find a pantry, followed by a completely updated bathroom with a new vanity, mirror/medicine cabinet, light fixture, and a full bathtub with shower. A closet along the hall houses the main A/C unit with extra room for storage.
Bedroom 1 is located on the waterside of the home and easily fits a king bed. It features a new double-pane slider with an accordion shutter that opens to a small patio overlooking the canal. This room also has newer carpet and a reconfigured closet—currently half used for a dresser but easily returned to a full double closet.
Bedroom 2, on the street side, also fits a King sized bed and features newer carpet, a double closet with newer doors, and a fully updated ensuite bathroom with an oversized shower, new mirror/medicine cabinet, and updated lighting.
Many interior doors have also been replaced with 6-panel doors.
For the boater, there's just 1 bridge to Peace River Near t Port charlotte Beach with boat ramps and acivitiies such as tennis and basketball. Lots of restauratns and bars. Also a short drive from the beautiful beaches of Englewood and Manasota Key.
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William Raveis Mortgage, LLC
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Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $240,000 | $240,000 | $240,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.625% | 5.990% | 5.125% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.322% | 6.156% | 5.415% |
| Monthly Tax Payment | $331 | $331 | $331 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,382 | $1,437 | $1,914 |
| Total Monthly Payment | $1,788 | $1,843 | $2,320 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.