12762 SE 92ND TERRACE, Summerfield, FL, 34491 | $279,900

Furniture, furnishings, housewares are included, just bring your tooth brush. This charming, extremely well maintained KINGSTON Patio home sits in a cul de sac in the centrally located neighborhood of SAWGRASS. . . "where all of the neighbors are friendly". It features tile floors in the main areas and laminate flooring in the bedrooms with an upgraded kitchen boasting QUARTZ counter tops. The large primary bedroom has a bay window. Glass Enclosed lanai with stucco knee wall. Termite Bond. Custom cut-glass front entry door. It has a beautiful colored/flaked/clear-coated driveway, walkway and garage floor. Concrete curbing around the easy to maintain landscape beds. 24'x20' Garage. ROOF 2020 - Brand new HVAC August 2025. PRIDE OF OWNERSHIP ABOUNDS. The HOA fee is only $214/ month, making it a excellent value for access to such a wide range of recreational activities and services within a gated, golf- cart friendly community, conveniently located within 4 miles of the Villages. AWARD-WINNING Del Webb Spruce Creek Golf & Country Club is a GATED, 3, 250 home, +55 Community with over 70 clubs, 3 pools, 3 spas, a Clubhouse, a Fitness Center, Bocce Ball, Shuffleboard, 12 Pickle ball Courts, 7 Tennis Courts, Sand Volleyball, Water Volleyball, Lake Vista Gazebo, Pavilions, Walking Paths and so much more! Come see this beautiful community with a GORGEOUS Tree Canopy on the Boulevard and its Restaurant, Liberty Grille. Come, enjoy the four (4) 9-hole Golf Courses today and begin living your BEST LIFE! DON'T WAIT TO SEE THIS BEAUTIFUL HOME

Features

  • Amenities: Fitness Center, Pickleball Court(s), Pool, Recreation Facilities, Shuffleboard Court, Spa/Hot Tub, Tennis Court(s), Trail(s), Vehicle Restrictions
  • Rooms: 6
  • Bedrooms: 2
  • Baths: 2 full
  • Lot Size: 56 x 120
  • Laundry: In Garage
  • Year Built: 2000
  • Garage: 2-car
  • Heating: Natural Gas
  • Cooling: Central Air
  • Approx Sq. Feet: 1,274
  • Acreage: 0.15
  • Lot Size: 56 x 120
  • Est. Taxes: $3,759
  • HOA Fee: $214 Monthly
  • Adult Communities: Yes
  • Pet Policy: Cats OK, Dogs OK
  • Appliances: Dishwasher, Dryer, Gas Water Heater, Microwave, Range, Refrigerator, Washer
  • MLS#: OM714814
  • Days on Market: 4 days
  • Website: https://www.raveis.com
    /prop/OM714814/12762se92ndterrace_summerfield_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 12/24/2025 4:44:04 AM)
Listing courtesy of SELLSTATE NGR- SUMMERFIELD   Phone: 352-387-2383

William Raveis Family of Services

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
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12762 SE 92ND TERRACE, Summerfield, FL, 34491

$279,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $223,920 $223,920 $223,920
Term 360 months 360 months 180 months
Initial Interest Rate** 5.500% 6.125% 5.375%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.360% 6.304% 5.648%
Monthly Tax Payment $313 $313 $313
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,271 $1,361 $1,815
Total Monthly Payment $1,659 $1,749 $2,203

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.