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One or more photo(s) has been virtually staged. NO CDD & Low HOA!! Located on a corner lot before dead-ending at a vacant cul-de-sac for outdoor play!! Welcome to this move-in ready, partially furnished 2008, 1, 719 Sq. Ft. split 3-bedroom, 2-bath open floor plan with a NEW ROOF in 2025 and 2019 HVAC located on a . 21-acre lot, with an irrigation system, in the peaceful Magnolia Ridge community. . . conveniently located bordering Winter Haven, Auburndale, and Polk City. 6. 5 miles from I-4 offering easy access to both Tampa and Orlando. Enjoy relaxing mornings on your screened-in rear porch with beautiful conservation and water views with no rear neighbors, Lake Swoope sits just beyond your backyard. . . perfect for fishing. The backyard is waiting for your final touches to create your own private oasis. The front screened-in porch welcomes you and invites you into your foyer as natural light illuminates the living room and dining room from your sliding glass doors and oversized windows. The eat-in kitchen features a closet pantry, dining nook, and a breakfast bar. The primary suite with ensuite bath offers dual vanities, a walk-in shower, and generous walk-in closet including custom cabinetry and a separate linen closet. The garage offers a separate climate-controlled workshop with cabinetry and shelving. This home is the perfect blend of tranquility and convenience. Nearby outdoor amenities for Lake Swoope include a public boat ramp, boardwalk, and picnic areas. You’re also less than 3 miles from Lions Park which features a public boat ramp for Lake Alfred, a 700-acre freshwater lake. Make an afternoon of touring this home and stop by the charming Lavender and Lace Tea Room right up the road. . . known for its homemade delectable dishes enjoyed in a whimsical Victorian setting inclusive of a beautiful garden, specialty gift shop, and don’t leave without a slice of their famous hummingbird cake!! Shopping, dining, and entertainment await just a few exits away at Posner Park, a vibrant 80 acre retail hub with with Shopping, Restaurants and Entertainment including big brand anchor stores such as Target, Petsmart, Dicks Sporting Goods, Best Buy, Hobby Lobby, HomeGoods, Michaels, Books-A-Million, BJs Wholesale club, Cinepolis IMAX Theater and soooo much more. . . schedule your private showing today!!
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Our Executive Mortgage Banker:
Our Insurance Division:
$325,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $260,000 | $260,000 | $260,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.500% | 5.990% | 5.125% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.285% | 6.132% | 5.415% |
| Monthly Tax Payment | $144 | $144 | $144 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,476 | $1,557 | $2,073 |
| Total Monthly Payment | $1,695 | $1,776 | $2,292 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.