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Nestled at 53 Hale Street U: 3, Beverly, MA, this inviting home offers a delightful residential experience in a desirable area. One block from the waterfront and short distance to the Commuter Rail. Ready to move in, this property presents a wonderful opportunity to settle into a comfortable lifestyle. The heart of this home is undoubtedly the kitchen, featuring quartz counters, upgraded cabinets that exude a timeless elegance, while a skylight bathes the space in natural light, creating an uplifting atmosphere for meal preparation and casual dining. This residence, situated on the third floor, features two bedrooms and one full bathroom within its 750 square feet of living area, set upon a generous 5776 square foot lot. Built in 1900, this property offers a unique opportunity to own a piece of Beverly's history. Enjoy seasonal ocean views from the primary bedroom! Coin operated laundry in basement. 2 parking spaces in the newly paved parking area.
| Type | Description | Level |
|---|---|---|
| Bedroom 2 | Flooring - Laminate | First |
| Kitchen | Skylight, Flooring - Laminate, Dining Area, Countertops - Stone/Granite/Solid | First |
| Living Room | Skylight, Vaulted Ceiling(s), Flooring - Vinyl | First |
| Master Bedroom | Flooring - Vinyl, Closet - Double | First |
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Our Executive Mortgage Banker:
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 617.281.4872
Kate.Rockett@raveis.com
NMLS Mortgage Loan Originator ID 1500191
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $1,960 | $1,960 | $1,960 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.500% | 5.990% | 5.125% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.285% | 6.132% | 5.415% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $11 | $12 | $16 |
| Total Monthly Payment | $86 | $87 | $91 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.