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Welcome home to this lovely zero maintenance 3 Bedroom 2 1/2 bath Townhome. The home sits on what I consider the nicest homesite in the community. It's an end unit located in a Cul-De-Sac that backs up to a very tranquil pond, with visits from all kinds of wildlife and species of Birdlife. I. E. Turtles, Otter, Owls, Egret. There's an old expression when someone says just minutes from everything. This home is just that. The Pinellas Trail sits right outside the sub-division. The Famous Sponge docks is a stone's throw away. The Hospital is right up the street. There is plenty of Golf and the Gulf activities within your home's vicinity. Fred Howard Park and Honeymoon Island and Caladesi Island Park is spectacular. And now on to the home. Soaring ceilings and lots of natural light delivered from the extra end unit windows. Very open floor plan from the kitchen dining and family room that flows to the screened lanai and beautiful newly installed 2025 pavered open decking. In 2022 the owner installed a new Pentair water filtration and reverse osmosis system The kitchen has been remodeled with top-of-the-line appliances with a double oven with a convection function and a smooth top Samsung cooktop. Theres a French door fridge with double drawers all tied together with stone counter tops and the backsplash has been upgraded with a watercolor washed look. There is an extra cabinet that was added under the window that make a lovely Coffee bar. Can you smell the Coffee : ): ) LOL There is Luxury Vinyl laminate and ceramic tile throughout the home ZERO CARPET. The Primary bedroom is on the ground floor and has a huge walk-in shower with floor to ceiling subway tile with seamless glass doors. Lots of counter space and dual, sinks there are two closets with organizers in both. OH LALA Upstairs there are 2 bedrooms a full bath and a loft. the back bedroom overlooks the pond. A new Washer/Dryer replaced in 2021 The garage was finished with colorful polyaspartic flooring (3x more durable than epoxy) And the garage is already set up for an EV
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William Raveis Real Estate
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $375,798 | $375,798 | $375,798 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.500% | 5.990% | 5.125% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.285% | 6.132% | 5.415% |
| Monthly Tax Payment | $463 | $463 | $463 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,134 | $2,251 | $2,996 |
| Total Monthly Payment | $2,672 | $2,789 | $3,534 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.