4881 JOHN CRAMER CIRCLE, The Villages, FL, 32163 | $315,000

One or more photo(s) has been virtually staged. Fabulous RARE FIND 3-Bedroom 2-Bath Emerald villa with GOLF CART GARAGE and a PRIVATE REAR YARD—tucked away in the beautiful Julia Villas of the Village of Chitty Chatty, one of the most sought-after neighborhoods in all of The Villages! This premier location places you JUST MINUTES from Lake Deaton Shopping Plaza and SR-44, offering access to brand-new shopping options (including the new Super Walmart), dining, banking, medical, and more—everything you need, right at your fingertips! ROHAN REC CENTER is only a short 5-MINUTE golf cart ride away. Built in 2020, this nearly NEW home delivers low-maintenance luxury, contemporary finishes, and the peace of mind you’re looking for. Directly behind the home, you’ll enjoy immediate access to miles of scenic walking and biking trails with picturesque preserve views, creating a truly vacation-like lifestyle every single day! A beautifully manicured exterior with paver-lined landscaping beds and an elegant LEADED-GLASS front door sets an impressive first impression. Step inside to an inviting OPEN-CONCEPT layout where high VAULTED ceilings create an airy, expansive atmosphere that feels bright and welcoming from the moment you enter. This home is packed with upgrades, including VINYL PLANK FLOORING THROUGHOUT, a Nova whole-house water filtration system, and an emergency lighting system for added convenience. The STUNNING chef’s kitchen is a true centerpiece, showcasing modern WHITE SHAKER cabinetry with PULL-OUTS, NEUTRAL countertops, GREIGE TILE backsplash, STAINLESS appliances, BUILT-IN PANTRY and DESK, and a LARGE CENTER ISAND with an EAT-IN breakfast bar—perfect for gatherings and casual dining. Sliding glass doors, from the dining area, open onto a SPACIOUS, PRIVATE SIDE PATIO—a wonderful year-round outdoor oasis ideal for quiet mornings, afternoon reading, or hosting evening get-togethers. Back inside, the luxurious primary suite boasts a VAULTED ceiling, generous WALK-IN closet, and a beautifully appointed en-suite bathroom with DUAL sinks, WHITE SHAKER cabinetry, WALK-IN shower, LINEN closet, and separate water closet. Bedroom two offers a VAULTED ceiling and built-in closet. The second bathroom features a WHITE SHAKER vanity and a tub and shower combination. The third bedroom has a built-in closet and is located near the foyer offering an ideal space for a quiet home office or additional sleeping area. A CONVENIENT, INTERIOR LAUNDRY closet features additional shelving and a nook for EXTRA STORAGE needs. One of the standout features is TWO separate garages—a RARE FIND in villa living! A 14’x21’ one-and-a-half car garage and 11’x10’ side-load golf cart garage with utility sink provide storage, hobby/workspace options, and room for vehicles, golf carts, and gear. This is Florida living at its finest—a beautifully designed home in a PRIME LOCATION, close to everything you love about The Villages, with the privacy and peacefulness you crave! The Village of Chitty Chatty is IDEALLY LOCATED between Saw Grass Grove and the Brownwood Paddock Square with live nightly entertainment, shopping, and dining! Chitty Chatty features its own neighborhood pool and recreation center; Also close by are Rohan, Ezell, and Everglades Regional Recreation Complexes; and Southern Oaks Championship Golf Course. DON’T MISS YOUR OPPORTUNITY to make this STUNNING VILLA YOUR OWN—PLEASE WATCH OUR WALKTHROUGH VIDEO and CALL TODAY to schedule your Private Showing or Virtual Tour!

Features

  • Amenities: Fence Restrictions, Golf Course, Pickleball Court(s), Playground, Pool, Recreation Facilities, Shuffleboard Court, Tennis Court(s), Trail(s), Vehicle Restrictions
  • Rooms: 9
  • Bedrooms: 3
  • Baths: 2 full
  • Laundry: Inside, Laundry Closet
  • Year Built: 2020
  • Garage: 1-car Driveway, Garage Door Opener, Golf Cart Garage, Golf Cart Parking, Ground Level
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 1,426
  • Acreage: 0.09
  • Est. Taxes: $3,347
  • Lot Desc: Landscaped, Near Golf Course
  • Adult Communities: Yes
  • Pet Policy: Yes
  • Appliances: Dishwasher, Dryer, Microwave, Range, Refrigerator, Washer, Water Filtration System
  • MLS#: G5105405
  • Days on Market: 30 days
  • Website: https://www.raveis.com
    /prop/G5105405/4881johncramercircle_thevillages_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 1/14/2026 12:16:14 AM)
Listing courtesy of RE/MAX PREMIER REALTY LADY LK   Phone: 352-753-2029

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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4881 JOHN CRAMER CIRCLE, The Villages, FL, 32163

$315,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $252,000 $252,000 $252,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.625% 5.990% 5.125%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.322% 6.156% 5.415%
Monthly Tax Payment $279 $279 $279
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,451 $1,509 $2,009
Total Monthly Payment $1,805 $1,863 $2,363

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.