912 GRAND CENTRAL ST, Clearwater, FL, 33756 | $649,000

Under contract-accepting backup offers. Under Construction. MAKING PROGRESS! Take a look at the new photos they start with current updates going back to the beginning of construction!! THE BLOCKS ARE UP, FRAMING DONE! ROOF NEXT THEN WE CAN START INTERIOR! Will be finished before you know it! Also, HINT**SAVE IT IN FAVORITES TO WATCH THE PROGRESS THROUGH PHOTOS UP TO THE GRAND FINALE. The pictures An ideal opportunity to own your newly constructed dream home nestled in the heart of Clearwater. No FLOOD insurance required & NO HOA. As one of the city’s original residential suburbs, it offers a unique blend of history, charm, and convenience. Just minutes from award-winning Clearwater Beach and a short drive to Crest Lake Park downtown clearwater and this location provides both tranquility and accessibility. This Modern home is expected to be completed in early 2026. Its contemporary style invites you to enter through a stylish front door into an open bright split floor plan featuring beautiful vinyl wood style floors, a modern kitchen with oversized island blanketed with a stone countertop which flows like a waterfall down the sides. Additional features include stainless steel matching appliances, a closet pantry for additional storage, recess lighting, & vent hood. Imagine the gatherings & meals that can be prepared here. The open GREAT room has a coffered ceiling with oversized fan and glass sliding doors that lead you to a private back porch and vinyl fenced in pool sized yard, the perfect place to relax and unwind. Additionally, the primary suite has an oversized walk-in closet and an on-suite bathroom with tiled shower, seamless glass doors, modern tub and double sink vanity. Conveniently located on a quaint tree lined street near Downtown Clearwater, Historic downtown Dunedin, Seminole boat ramp and Top-rated Clearwater Beach. Final design and exterior/interior finishes may vary. Inquires welcome for additional information.

Features

  • Rooms: 5
  • Bedrooms: 3
  • Baths: 3 full
  • Lot Size: 57 x 135
  • Laundry: Inside
  • Style: Florida
  • Year Built: 2026
  • Garage: 2-car
  • Heating: Central, Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 2,192
  • Acreage: 0.17
  • Lot Size: 57 x 135
  • Est. Taxes: $2,135
  • Lot Desc: City Lot
  • Pet Policy: Cats OK, Dogs OK, Yes
  • Appliances: Dishwasher, Disposal, Range, Range Hood, Refrigerator
  • MLS#: TB8455968
  • Days on Market: 39 days
  • Website: https://www.raveis.com
    /prop/TB8455968/912grandcentralst_clearwater_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 2/8/2026 9:02:08 AM)
Listing courtesy of Century 21 Coast to Coast   Phone: 727-726-4757

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
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Pedro DelgadilloInsurance Sales Director, William Raveis Insurance

305.922.5393

Pedro.Delgadillo@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

912 GRAND CENTRAL ST, Clearwater, FL, 33756

$649,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $519,200 $519,200 $519,200
Term 360 months 360 months 180 months
Initial Interest Rate** 5.250% 6.000% 5.250%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.112% 6.178% 5.541%
Monthly Tax Payment $178 $178 $178
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $2,867 $3,113 $4,174
Total Monthly Payment $3,137 $3,383 $4,444

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.