9921 SAN MATEO WAY, Port Richey, FL, 34668 | $495,000

Ultimate Florida Waterfront Living. Experience the best of Florida coastal luxury in this fully remodeled 3-bedroom, 2-bath. Gulf-access pool home, where modern elegance meets relaxed waterfront charm.
Located in the sought-after Westport community at the end of a peaceful cul-de-sac, this residence offers direct tidal canal access to the Gulf of Mexico—perfect for boating, fishing, kayaking, or enjoying breathtaking sunsets.
Inside, an open-concept design highlights porcelain tile and luxury vinyl plank flooring, modern lighting, and a chef’s kitchen featuring soft-close cabinetry, quartz countertops, premium stainless-steel appliances, and a stylish island overlooking the pool and canal. The electric fireplace and wet bar add warmth and sophistication to the living space.
The primary suite opens directly to the pool area and includes a spa-inspired bathroom with a frameless glass shower and dual vanity. Both bathrooms showcase high-end contemporary finishes, and the laundry area is discreetly tucked behind a charming barn door.
Step outside to a true Florida oasis — a screened lanai with a heated, resurfaced large 14' x 32' pool, and an 8’x12’ floating dock with thruflow decking and aluminum benches. Enjoy the freedom of no HOA, no CDD, and endless opportunities for waterfront recreation. The house is Fully Permitted and the Flood Insurance Policy is valid and transferrable until November 2027. Centrally located just 45 minutes from Tampa International Airport and minutes from downtown, shopping, dining, and beautiful state parks, this home offers the perfect blend of comfort, convenience, and coastal living.
This is more than a home — it’s your private slice of paradise.
Live the ultimate Florida waterfront lifestyle today.

Features

  • Rooms: 11
  • Bedrooms: 3
  • Baths: 2 full
  • Lot Size: 70 x 140
  • Laundry: Corridor Access, Electric Dryer Hookup, Inside, Laundry Room, Washer Hookup
  • Style: Courtyard, Traditional
  • Year Built: 1979
  • Garage: 2-car Driveway, Garage Door Opener
  • Heating: Central, Electric, Exhaust Fan, Heat Pump
  • Cooling: Central Air
  • Approx Sq. Feet: 1,884
  • Acreage: 0.23
  • Lot Size: 70 x 140
  • Est. Taxes: $4,315
  • Lot Desc: Cul-De-Sac, Flood Insurance Required, FloodZone, City Lot, Level, Street Dead-End, Street One Way
  • View: Pool, Water
  • Elem. School: Fox Hollow Elementary-PO
  • Middle School: Chasco Middle-PO
  • High School: Fivay High-PO
  • Pool: Deck, Gunite, Heated, In Ground, Lighting, Screen Enclosure, Solar Heat
  • Pet Policy: Yes
  • Appliances: Convection Oven, Dishwasher, Disposal, Dryer, Electric Water Heater, Exhaust Fan, Freezer, Ice Maker, Microwave, Range, Refrigerator, Washer
  • MLS#: TB8456053
  • Days on Market: 1 day
  • Website: https://www.raveis.com
    /prop/TB8456053/9921sanmateoway_portrichey_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 12/13/2025 5:47:08 PM)
Listing courtesy of Xcellence Realty Inc.   Phone: 866-595-6025

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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Our Insurance Division:

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9921 SAN MATEO WAY, Port Richey, FL, 34668

$495,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $396,000 $396,000 $396,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.625% 6.125% 5.375%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.472% 6.304% 5.628%
Monthly Tax Payment $360 $360 $360
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,280 $2,406 $3,209
Total Monthly Payment $2,715 $2,841 $3,644

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.